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Your Trusted Chartered Accountants for Business Growth
M & T Chartered Accountants has been delivering comprehensive accounting and financial advisory services to small and medium enterprises since 1992. Our expertise spans tax structuring, financial reporting, and management consulting, with a particular focus on the recruitment industry. We pride ourselves on building long-term relationships with clients, offering tailored solutions that align with their unique business needs. Our team of Chartered Accountants brings decades of combined experience, ensuring clients receive strategic guidance grounded in deep industry knowledge. We leverage cloud-based technologies to provide virtual CFO services, enabling SMEs to access critical financial expertise at a fraction of the traditional cost.

Our commitment to excellence is reflected in our affiliations with professional bodies like Chartered Accountants Australia and New Zealand and our partnerships with reputable financial planners. Clients consistently highlight our integrity, responsiveness, and ability to navigate complex financial challenges, from the Global Financial Crisis to the pandemic. We remain dedicated to empowering businesses through proactive financial management, audit protection services, and wealth creation strategies designed to secure long-term success.
Services
Tax Return Preparation Financial Reporting Management Consulting Virtual CFO Services Wealth Creation Audit Management Service Tax Consulting Business Finance Superannuation Planning Risk Insurance Protection
Highlights and features
  • We offer 30+ years of combined experience in SME financial advisory.
  • Our team includes Fellows of Chartered Accountants Australia and New Zealand.
  • We provide cloud-based virtual CFO services for scalable financial management.
  • Our audit management service offers protection against government audits.
  • We specialise in tailored solutions for the recruitment industry sector.
Associations and certifications
  • Chartered Accountants Australia and New Zealand (CA ANZ)
What people say
Trusted advisor Outstanding support Smart and professional Integral to success Invaluable guidance
Services
Tax Return Preparation
We provide comprehensive tax return preparation and consulting, including liability minimisation and GST compliance. Our services cover international tax issues and remuneration planning for SMEs. Clients benefit from our expertise in liaising with revenue authorities and ensuring ongoing compliance.
Virtual CFO Services
Our outsourced CFO service delivers strategic financial expertise to SMEs at an affordable cost. Using cloud-based technology, we help businesses access critical skills for decision-making and growth. This service enables clients to focus on core activities while ensuring robust financial oversight.
Management Consulting
We offer tailored management consulting, including KPI development and information system implementation. Our team provides staff training and strategic decision-making support. With deep recruitment industry expertise, we create solutions that align with clients' operational and financial goals.
Audit Management Service
This annual service covers professional fees arising from government audits. Partnering with Accountancy Insurance Brokers, we provide financial protection and peace of mind. Clients receive expert support during audits, minimising disruption to their business operations.
Wealth Creation
Through partnerships with professional financial planners, we offer services including superannuation consolidation and tax-effective investments. Our solutions cover retirement planning, business finance, and risk insurance. These services are designed to secure long-term financial stability for individuals and businesses.
People
John Mirenda
Chartered Accountant
Fellow of Chartered Accountants Australia and New Zealand with 30+ years' experience. Specialises in tax advisory for recruitment agencies. Holds Economics degree and supports local AFL teams.
Stewart Trovato
Chartered Accountant
CA ANZ member with 25+ years' SME advisory experience. Public Practice Certificate holder and mentor to CA students. Enthusiast of vintage cars and youth soccer coaching.
Questions
What accounting services do you specialise in?
We specialise in tax returns, financial reporting, management consulting, and virtual CFO services for SMEs, with expertise in the recruitment sector.
Do you offer audit protection services?
Yes, through our Audit Management Service, we provide annual coverage for audit-related professional fees via our partnership with Accountancy Insurance Brokers.
How can virtual CFO services benefit my SME?
Our virtual CFO service gives SMEs access to strategic financial expertise at a lower cost, enabling better decision-making and operational focus.
What financial planning options are available?
We offer wealth creation services through affiliated financial planners, covering superannuation, retirement planning, and tax-effective investment strategies.
How experienced is your team?
Our team includes Chartered Accountants with 25-30 years' experience, Fellows of CA ANZ, and specialists in SME advisory and recruitment sector finance.