Business Details
14 Years
experience
Your Trusted Sydney Mortgage Brokers
Atelier Wealth was founded on the belief that property ownership should be accessible and empowering. Our journey began in 2012 when Aaron and Bernadette Christie-David transitioned from corporate careers to create a mortgage broking service that prioritises client needs over institutional convenience. With offices in Sydney, Newcastle, and Brisbane, we've built a reputation for solving complex lending challenges and securing approvals where others have failed. Our team of specialists works with 27 lenders annually, leveraging deep policy knowledge to structure loans that align with individual circumstances. We maintain a 0.05% decline rate through meticulous application preparation and ongoing post-settlement support, including annual loan reviews to ensure competitive rates.Recognised as one of Australia's top 100 brokers, we combine technical expertise with a client-centric philosophy rooted in our '4 Cs' - Care, Choice, Communication, and Consistency. Our commitment extends beyond individual clients through partnerships supporting housing initiatives for the 120,000 Australians experiencing homelessness annually.
Services
Home Loans
Refinancing
Investment Property Loans
Commercial Property Loans
Car Finance
Fixed Rate Loans
Renovation Loans
Personal Loans
Home Loans for Over 60s
Details
- Year established: 2012
Highlights and features
- We maintain a 0.05% loan decline rate through expert application structuring
- Our brokers work with 27 lenders to find perfect loan matches
- We provide comprehensive post-settlement loan reviews every 6-12 months
- Our team includes multi-award-winning brokers recognised nationally
- We specialise in complex cases including self-employed applicants
What people say
Exceptional efforts
Seamless process
Thorough professional
Stress-free journey
Industry future
Services
Home Loans
We specialise in structuring home loans tailored to individual circumstances. Our brokers work with 27 lenders to find competitive rates and terms that match clients' financial situations. From first home buyers to experienced investors, we provide guidance through the entire application process. Our post-settlement support includes annual loan reviews to ensure ongoing competitiveness.
Refinancing
Our refinancing experts help clients access better interest rates and loan features. We analyse existing loans to identify savings opportunities and manage the transition process to new lenders. Our service includes equity extraction strategies for property investors seeking portfolio growth.
Investment Loans
We specialise in investment property financing for both novice and experienced investors. Our brokers understand portfolio growth strategies and can structure loans that maximise borrowing capacity. We provide guidance on tax-effective structures and equity management.
Commercial Loans
Our commercial lending specialists assist business owners purchasing commercial properties. We work with lenders who understand business financials and can structure loans that support both business and property investment goals.
Self-Employed Loans
We specialise in mortgages for self-employed individuals and business owners. Our brokers understand non-traditional income structures and work with lenders who appreciate entrepreneurial financials. We help clients present their financial position for optimal loan outcomes.
People
Aaron Christie-David
Managing Director & Mortgage Broker
Former Commonwealth Bank marketer turned award-winning mortgage broker with 10+ years' experience. Specialises in complex loan structures and investor portfolios. Recognised nationally for innovation in mortgage solutions.
Bernadette Christie-David
Director & Mortgage Broker
Former HR professional at Cricket NSW with deep understanding of client needs. Focuses on first home buyers and family financial planning. Brings operational excellence to mortgage broking services.
Damien Walker
Director & Mortgage Broker
Specialises in commercial property financing and business owner mortgages. 15 years' industry experience with expertise in complex lending scenarios and portfolio management strategies.
Questions
How do you help first home buyers navigate the loan process?
We provide step-by-step guidance from pre-approval to settlement, explain loan options in plain English, and maintain constant communication with all parties to ensure smooth transactions.
What makes your refinancing service different?
We combine annual loan reviews with proactive market comparisons to ensure you always have the most competitive rate and appropriate loan structure.
How do you handle complex cases for self-employed applicants?
Our brokers specialise in non-traditional income structures and work with lenders who understand business financials beyond standard assessment criteria.
What post-settlement support do you offer?
We conduct annual loan reviews, monitor rate changes, and provide ongoing advice about equity management and portfolio growth opportunities.
How do you maintain such a low decline rate?
Through meticulous application preparation, lender selection based on policy expertise, and proactive resolution of potential issues before submission.
