Business Details
22 Years
experience
Trusted Mortgage Brokers in Sutherland Shire
Established in 2004, FirstPoint Mortgage Brokers has built a reputation as a trusted partner in mortgage solutions across Sutherland Shire. Our team of ASIC-licensed credit representatives brings decades of combined experience in residential, commercial, and SMSF lending. With access to over 35 major banks and lenders, we offer tailored approvals and competitive rates, prioritizing personalized service over generic product matching.Recognized with industry awards for excellence, we leverage technology to enhance client relationships while maintaining a local market focus. Our commitment to transparency, no hidden fees, and annual mortgage reviews ensures long-term client satisfaction and trust.
Services
Home Loans
Car Loans
Business Loans
Refinance
Investment Loans
Construction Loans
SMSF Loans
Private Banking
Loan Comparisons
Financial Planning
Details
- Year established: 2004
Highlights and features
- We offer access to 35+ lenders with 100s of loan products
- Our team provides personalized advice tailored to unique financial situations
- No upfront fees applied in most cases
- Award-winning service with 819+ 5-star reviews
- Annual mortgage reviews to ensure ongoing competitive rates
Associations and certifications
- Mortgage & Finance Association of Australia (MFAA)
- National Mortgage Brokers (nMB)
What people say
Exceptional service
Knowledgeable brokers
Seamless process
Timely communication
Personalized support
Services
Home Loans
We specialize in residential mortgage solutions including owner-occupied and investment property loans. Our brokers compare 100s of products from 35+ lenders to find optimal rates and terms. With family guarantee options and first-home buyer assistance, we simplify the approval process while providing market-specific insights for Sutherland Shire properties.
Refinance Services
Our refinance experts analyze existing mortgage terms to secure better rates and reduced fees. We handle all aspects from rate comparisons to paperwork negotiations, helping clients save thousands annually while ensuring seamless transitions between lenders without compromising service quality.
Business Loans
We provide tailored financing solutions for business property purchases, equipment acquisitions, and working capital needs. With access to specialist commercial lenders, we secure competitive terms for SMEs while offering ongoing financial strategy advice to support business growth and expansion plans.
Car Loans
Our car loan service offers competitive rates across new and used vehicle purchases. We connect clients with lenders providing flexible terms and quick approvals while maintaining transparency about fees and repayment structures to ensure informed financial decisions.
Investment Loans
We specialize in creating wealth-building strategies through investment property financing. Our brokers understand tax implications, negative gearing benefits, and portfolio diversification, helping clients optimize returns while managing risks in Sutherland Shire's property market.
People
Troy Phillips
Director
With over 15 years in mortgage broking, Troy leads our team with expertise in complex lending solutions. He focuses on building long-term client relationships through transparent advice and innovative financing strategies tailored to individual investment goals.
Greg Collins
Senior Mortgage Broker
Greg brings 12+ years of experience in residential and commercial lending. Clients praise his patient guidance through loan processes, particularly for first-home buyers navigating their initial property purchase with confidence and clarity.
Jonathan Harris
Principal Broker
Jonathan holds dual qualifications in finance and property investment. He specializes in helping clients optimize mortgage structures for tax efficiency while maintaining compliance with evolving regulatory requirements across residential and SMSF lending sectors.
Chris Pryer
Senior Lending Specialist
Chris has assisted over 500 clients with mortgage solutions since 2010. His strengths include rapid loan approvals, refinancing strategies, and explaining complex financial products through simple, accessible language that empowers informed decision-making.
Ethan Tudjman
Finance Consultant
Ethan focuses on emerging property markets and innovative financing options. He combines technical expertise with responsive service, ensuring clients understand all aspects of their loan products while maintaining transparent communication throughout the process.
Questions
What mortgage services do you offer in Sutherland Shire?
We provide home loans, car loans, business financing, refinancing, investment property loans, construction loans, and SMSF lending solutions tailored to local market conditions.
Why choose a local mortgage broker over a bank?
Local brokers offer personalized advice, compare multiple lenders to find optimal rates, and provide market-specific expertise that banks cannot match through their one-size-fits-all approach.
How do you help first-home buyers?
We guide first-home buyers through every step, explain available grants and schemes, and secure competitive rates while simplifying complex loan documentation and approval processes.
Can you assist with complex financial situations?
Yes, our team specializes in handling self-employed clients, multiple property portfolios, and unique lending scenarios with tailored solutions and lender negotiations.
Do you operate outside Sutherland Shire?
While based in Cronulla, we provide online services Australia-wide, maintaining the same personalized support and local market knowledge for remote clients.
