Business Details
19 Years
experience
Trusted Mortgage Brokers in Williams Landing
Established in 2007, Direct Mortgages has become a trusted name in mortgage broking and finance. Our team of experienced professionals specialises in tailoring home loan solutions to meet individual client needs, whether for first-time buyers, property investors, or commercial developments. With access to over 20 lenders and hundreds of loan products, we leverage our industry accreditations and negotiating power to secure competitive rates and fees.Our commitment to transparency, ongoing training, and client confidentiality ensures a seamless experience. Accredited by leading industry bodies, we prioritise client satisfaction through personalised service, expert advice, and a focus on long-term financial outcomes.
Services
First home buyer loans
Refinancing and restructuring
Property investment loans
Development loans
Business and commercial loans
Details
- Year established: 2007
Highlights and features
- We offer a complimentary service if your home loan is approved.
- Our team negotiates discounted interest rates and bank fees to save you money.
- We leverage our broker status to secure better deals from lenders.
- We provide access to niche lenders with competitive rates and lower costs.
- Our brokers have 12+ years of industry experience and recognised accreditations.
Associations and certifications
- Professional Lenders Association Network of Australia
- Finance Brokers Association of Australia
- Mortgage and Finance Association of Australia
- Credit Ombudsman Service Ltd
What people say
Above and beyond service
Seamless process
Expert advice
Patient and professional
Saved time and money
Services
First home buyer loans
Specialised mortgage solutions for first-time buyers. We guide clients through property selection, loan structuring, and securing government assistance. Our service includes pre-approvals, competitive rate negotiations, and post-purchase support to ensure a stress-free journey into homeownership.
Refinancing and restructuring
Expert assistance in renegotiating existing home loans. We analyse current terms, identify better rates, and streamline repayments to reduce costs. Our brokers negotiate with lenders to eliminate unnecessary fees and tailor loan structures to evolving financial circumstances and lifestyle needs.
Property investment loans
Tailored financing for property investors. We provide access to competitive rates, assist with portfolio growth strategies, and offer market insights. Our service includes auction attendance, property valuation analysis, and structuring loans to maximise investment returns while minimising financial risk.
Development loans
Specialised financing solutions for property developers. We secure flexible, low-interest loans for residential and commercial projects. Our brokers assess development viability, negotiate terms with lenders, and structure funding to support project timelines while managing risk exposure for developers.
Business and commercial loans
Customised loan products for business expansion and commercial needs. We evaluate business financials, identify suitable lenders, and negotiate terms for equipment purchases, stock acquisitions, or operational growth. Our service ensures businesses access capital efficiently while maintaining financial stability.
People
Jacob Santos
Mortgage Broker
With over 12 years in finance, Jacob specialises in consumer and commercial lending. He focuses on creating tailored mortgage strategies to help clients achieve financial freedom through property investment and homeownership.
Kobi Boaron
Mortgage Broker
Kobi brings extensive banking experience to mortgage broking. He specialises in strategic loan structuring and has a deep understanding of wealth creation through property investment and financial planning.
Tona Salfate
Mortgage Broker
Tona transitioned from dermal therapies to finance, combining property investment expertise with client-focused service. She specialises in helping clients build wealth through strategic mortgage solutions and long-term financial planning.
Karamjeet Singh
Support Team
Karamjeet provides multilingual support to clients, offering clear explanations of loan processes. He focuses on ensuring smooth transactions and exceptional customer service throughout the mortgage journey.
Nick
Support Team
Nick specialises in property investment and loan negotiations. He assists clients with refinancing and first home buyer solutions, leveraging his passion for real estate to deliver tailored financial outcomes.
Questions
What services does Direct Mortgages offer?
We provide first home buyer loans, refinancing, property investment financing, development loans, and commercial loans tailored to individual client needs.
Do you charge fees for mortgage broking services?
No. Our service is complimentary if your home loan is approved. We earn commissions from lenders, passing savings directly to clients.
How do you help clients save money on home loans?
We negotiate discounted interest rates, eliminate unnecessary fees, and leverage our broker status to secure better deals from over 20 lenders.
What areas do you service?
We primarily serve Werribee, Williams Landing, and Melbourne's western suburbs, with expertise in local property market dynamics.
Are your mortgage brokers accredited?
Yes. We hold accreditations from PLAN, FBAA, MFAA, and COSL, ensuring adherence to industry standards and ethical practices.
Can you assist with first home buyer grants?
Yes. We guide clients through government assistance programs, ensuring they maximise available grants and concessions during the purchase process.
