Business Details
12 Years
experience
Trusted Mortgage Brokers in Sydney & Nationwide
Established in 2014, Mint Equity has been helping clients across Australia and overseas secure tailored home loan solutions. As part of the UFinancial Group since 2025, we combine over 26 years of banking experience with a client-first approach to deliver exceptional service. Our team acts as your personal shopper, comparing rates from 50+ lenders to find optimal mortgage options. We provide end-to-end support from initial planning through settlement, specialising in complex cases including SMSF loans, low-deposit schemes, and niche financing.Our services are free to clients as we receive remuneration from lenders upon loan settlement. With multiple industry awards and a 5-star Google rating, we maintain full MFAA membership, demonstrating our commitment to ethical standards and ongoing professional development. Clients praise our transparent communication, market expertise, and ability to secure significant savings, including a recent case where we saved a client $32,000 annually through strategic refinancing.
Services
Home Loans
Refinancing
First Home Buyers
SMSF Loans
Business Loans
Low Deposit Loans
Investment Property Loans
Car Loans
Commercial Loans
LMI Waivers
Details
- Year established: 2014
Highlights and features
- We offer 26+ years of combined banking experience across major institutions
- Our services are free as we're remunerated by lenders upon settlement
- We're accredited with 50+ lenders including all major Australian banks
- We provide nationwide service with local market expertise in key regions
- Our team includes specialists in SMSF, low-deposit, and complex lending
Associations and certifications
- Mortgage & Finance Association of Australia (MFAA)
What people say
Dedicated professionals
Exceptional communication
Significant savings achieved
Expertise in complex cases
Personalized service
Services
Home Loans
Mint Equity provides comprehensive home loan solutions tailored to individual circumstances. Our expert brokers compare rates from 50+ lenders to find optimal mortgage products. We specialise in first-home buyer schemes, investment properties, and complex lending scenarios. Our service includes application assistance, documentation management, and ongoing support through the entire settlement process.
Refinancing
Our refinancing specialists help clients reduce mortgage costs and improve loan terms. We analyse existing loans, identify better market options, and negotiate competitive rates. Services include cashback maximisation, LMI reduction strategies, and debt consolidation solutions. We've achieved annual savings of up to $32,000 for clients through strategic refinancing.
SMSF Loans
We specialise in SMSF property financing with access to multiple specialist lenders. Our service covers limited recourse borrowing arrangements, offset account integration, and loan structuring for self-managed super funds. We provide expert guidance through the complex regulatory requirements and help maximise investment potential through strategic property acquisitions.
First Home Buyers
Our first-home buyer specialists help clients navigate the purchase process with 0% deposit options available through family guarantees. We assist with government scheme applications including First Home Guarantee and Family Home Guarantee. Services include budget planning, deposit strategy development, and access to stamp duty exemptions across multiple states.
Business Loans
We provide tailored business financing solutions for property investments, equipment purchases, and operational expansion. Our expertise covers complex structures involving companies, trusts, and SMSFs. We offer competitive rates for commercial property loans and specialise in helping small businesses access appropriate financing structures with optimal terms.
People
Zac Peteh
Founder, Finance Broker
With nearly 30 years in finance, Zac has held senior roles at NAB, Suncorp, and Citibank. He specialises in complex lending solutions and has helped clients secure over $500M in loans. His expertise spans residential, commercial, and SMSF lending.
Leigh Peteh
Director, Marketing & Communications
Leigh oversees business operations and client strategy. With corporate experience in real estate and finance, she focuses on simplifying financial concepts for clients. She manages the company's property portfolio and strategic growth initiatives.
Chanelle Bastick
Finance Associate
With 5+ years in banking, Chanelle specialises in home loan applications and interest rate negotiations. She provides ongoing loan management services including bi-annual reviews and repricing strategies to maintain competitive rates for clients.
Rebecca Hartley
Client Services Coordinator
Rebecca leads buyer support services with international client service experience. She provides property research and guidance, specialising in helping clients navigate emotionally charged purchasing decisions with practical market insights.
Questions
Are your services free for clients?
Yes, our services are completely free as we receive remuneration from lenders upon loan settlement.
Can I get a home loan with less than 20% deposit?
Yes, we specialise in low-deposit solutions including 5% deposit schemes and family guarantee options.
Do you offer SMSF loan services?
Yes, we have specialist SMSF lending expertise with access to multiple lenders offering competitive rates.
Can you help with refinancing existing mortgages?
Yes, we've helped clients save up to $32,000 annually through strategic refinancing solutions.
Do you service clients outside Sydney?
Yes, we provide nationwide service with particular expertise in key regional markets.
Are you accredited with major banks?
Yes, we're accredited with all major Australian banks and 50+ lenders.
