Business Details
Trusted Financial Advisers in Erina
CoastFin is dedicated to simplifying the lending experience for clients through home loans, commercial finance, and asset purchases. With over 80 years of combined experience in banking and mortgage lending, we have built a reputation as a trusted partner in finance and mortgage broking. Our team prioritizes transparency, communication, and personalized service, ensuring that every client's unique needs are met.We work tirelessly to source the most appropriate finance options from over 30 lenders, advocating for our clients' best interests without charging direct fees. Our commitment to proactive, value-added solutions has made us a preferred choice for individuals and businesses across the Central Coast, Sydney, and Newcastle.
Services
Home Loans
Car Loans
Personal Loans
Debt Consolidation
Commercial Loans
Medico Finance
SMSF Loans
Refinancing
Investment Lending
Asset Finance
Highlights and features
- We offer over 80 years of combined experience in banking and mortgage lending.
- Our team advocates for clients with personalized, transparent finance solutions.
- Access to 30+ lenders ensures competitive rates tailored to your needs.
- No direct fees for our servicescompensated by chosen lenders.
- Proven track record in simplifying complex finance processes for clients.
What people say
Empathy, knowledge, professionalism
Quick, exceptional and professional
Made the process smooth
Highly professional service
Fantastic company to deal with
Services
Home Loans
CoastFin offers tailored home loan solutions for first-time buyers, investors, and refinancers. Our brokers compare competitive rates across 30+ lenders to secure fixed or variable-rate mortgages, construction loans, and investment financing. With expertise in low-doc and interest-only options, we simplify the application process through personalized guidance and a secure online portal.
Commercial Loans
We provide specialized commercial finance solutions for small to medium enterprises, including working capital, trade finance, and property development loans. Our team structures facilities for business acquisitions, debtor finance, and stock financing, leveraging relationships with major lenders to support growth and operational needs across industries.
Debt Consolidation
CoastFin helps clients simplify debt management by consolidating multiple liabilities into a single loan. This approach reduces fees and interest costs while providing a clear repayment timeline. We assess affordability to ensure solutions meet individual financial goals, focusing on long-term stability and reduced stress.
Car Loans
Our car finance options cater to new and used vehicle purchases, including motorcycles, caravans, and boats. Clients benefit from competitive rates on secured and unsecured loans, with flexible terms and balloon payment options. We streamline approvals by leveraging lender partnerships to match budgets and lifestyle needs.
Personal Loans
CoastFin offers personal loans for holidays, home improvements, or unexpected expenses. With short-term options and flexible repayment structures, we prioritize affordability assessments to ensure loans meet individual needs without financial strain, emphasizing transparency and client education.
People
Luke Talbot
Director / Mortgage Broker
Luke founded CoastFin after a decade in major banks, focusing on personalized service for home and business loans. He specializes in connecting clients with tailored finance solutions across the Central Coast, Sydney, and Newcastle.
Wade Picken
Mortgage Broker
Wade brings over a decade of banking experience to CoastFin, helping clients navigate home loans and refinancing. His expertise in stress-free mortgage processes has earned him recognition for exceptional client support.
Emily Krivohlavy
Mortgage Broker
Emily prioritizes client-first service, guiding borrowers through finance applications with energy and dedication. Her focus on seamless experiences has made her a trusted advisor for home loan journeys.
Breeanne Lane
Mortgage Broker
Breeanne combines loan administration expertise with personalized service, ensuring positive outcomes for clients. Her communication skills and attention to detail support CoastFin's commitment to tailored finance solutions.
Nick Jeffrey
Loan Analyst
Nick ensures efficient mortgage processing with a detail-oriented approach. His analytical skills and lender policy knowledge make him a critical asset in delivering smooth client experiences.
Questions
What finance options does CoastFin offer for first-time homebuyers?
We provide tailored home loans for first-time buyers, including low-doc options and competitive rates through 30+ lenders.
Can CoastFin help with business financing for small enterprises?
Yes, we offer commercial loans, working capital, and trade finance solutions specifically structured for small to medium businesses.
How does CoastFin's debt consolidation process work?
We combine multiple debts into one loan with reduced interest rates, simplifying repayments and providing clear debt-free timelines.
Are there fees for CoastFin's mortgage broking services?
No direct fees—our services are compensated by lenders upon loan approval, ensuring cost-free client support.
What areas does CoastFin service?
We operate across the Central Coast, Sydney, and Newcastle, offering local expertise with nationwide lender access.
Can I refinance my existing loan through CoastFin?
Yes, our team specializes in refinancing solutions to secure better rates and terms for homeowners.
