Business Details
28 Years
experience
Trusted Mortgage Brokers in Gold Coast
Established in 1998, DPF Mortgage Specialists have built a reputation as trusted mortgage brokers serving clients Australia-wide. Our team of experienced finance specialists holds accreditations with over 45 leading banks and lenders, enabling us to provide tailored lending solutions for home loans, vehicle finance, and commercial/business loans. With Managing Director David Pattemore bringing over 30 years of banking and finance industry expertise, including a decade with one of Australia's largest banks, we prioritise protecting borrowers by offering competitive interest rates, reduced bank fees, and comprehensive loan structuring.Our membership with the Mortgage & Finance Association of Australia (MFAA) and Australian Finance Group underscores our commitment to industry excellence. We specialise in debt consolidation, refinancing, and first-home buyer assistance, leveraging our extensive lender network to deliver customised financial solutions that align with each client's unique circumstances.
Services
Home Loans
Vehicle Loans
Commercial Loans
Business Finance
Refinancing
Investment Loans
Equipment Finance
Debt Consolidation
First Home Buyers
Loan Negotiation
Details
- Year established: 1998
Highlights and features
- 26 years of mortgage brokering experience since 1998
- Access to 45+ leading banks and lenders nationwide
- Personalised loan structuring for unique financial circumstances
- 99% home loan approval success rate over 9 years
- Specialist expertise in first-home buyers, refinancing & commercial finance
Associations and certifications
- Australian Finance Group
- Mortgage & Finance Association of Australia (MFAA)
- Credit Ombudsman Service Limited (COSL)
What people say
Amazing support
Knowledgeable team
Saved thousands
Stress-free process
Prompt service
Services
Home Loans
We specialise in tailored home loan solutions for first-home buyers, investors, and refinancers. Our brokers compare 45+ lenders to secure competitive rates, reduced fees, and flexible terms. With expert guidance through application and settlement, we ensure optimal loan structures that adapt to changing financial circumstances while maintaining compliance with Australian Credit Licence 387730.
Vehicle Finance
Our vehicle finance service offers competitive rates for personal and business vehicle purchases. By accessing multiple lenders, we secure tailored solutions for single vehicles or fleet requirements. The process includes assessing borrowing capacity, negotiating terms, and providing ongoing support to ensure clients achieve cost-effective financing that aligns with their personal or business financial strategy.
Commercial Loans
We provide comprehensive commercial lending solutions for small to large businesses. Our services include property finance, equipment loans, and working capital arrangements. With access to specialist lenders, we structure competitive financing packages that support business growth while ensuring compliance with regulatory requirements through our Australian Finance Group affiliation.
Debt Consolidation
Our debt consolidation service simplifies multiple debts into single manageable payments. By analysing existing obligations, we identify opportunities to reduce interest costs and improve cash flow. This service includes negotiating with current lenders and restructuring loans to create more favourable repayment terms that align with clients' financial goals.
Investment Loans
We offer specialised investment loan solutions for property investors. Our brokers compare lenders to find competitive rates for residential and commercial investment properties. The service includes assessing borrowing capacity, structuring loans for tax efficiency, and providing ongoing portfolio management advice to maximise returns while maintaining compliance with lending regulations.
People
David Pattemore
Managing Director
With 30+ years in finance including 10 years at a major Australian bank, David established DPF Mortgage Specialists in 1998. He holds MFAA certification and maintains accreditations with 45+ lenders to provide expert loan solutions.
Kelly
Mortgage Broker Specialist
Experienced mortgage broker with 15+ years assisting clients across home loans, refinancing, and investment properties. Recognised for exceptional client service and securing competitive rates through extensive lender relationships.
Questions
What loan types do you specialise in?
We specialise in home loans, vehicle finance, commercial/business loans, investment properties, and debt consolidation solutions across Australia.
How do you secure competitive interest rates?
With accreditations from 45+ lenders, we compare multiple options to negotiate the best rates and terms tailored to your financial situation.
Are you regulated by Australian authorities?
Yes, we operate under Australian Credit Licence 387730 and maintain memberships with MFAA and Credit Ombudsman Service Limited.
Can you help with first-home buyer loans?
Yes, we specialise in first-home buyer assistance including government grants, low-deposit options, and tailored loan structures.
Do you charge fees for mortgage brokering?
Our standard brokering service is free as we receive commissions from lenders, though complex cases may incur disclosed fees.
How quickly can you process loan applications?
Many applications complete within 2-4 weeks, with urgent cases expedited through our direct lender relationships and electronic lodgement systems.
