Website
Business Details
Your Trusted Mortgage Broker in Australia
At Sorted Mortgage & Finance, we are dedicated to providing tailored financial solutions that extend beyond traditional mortgage services. With over 25 years of expertise in residential, business, and merchant banking, our team prioritizes transparency and long-term relationships, ensuring your financial goals remain our primary focus. We compare home loans across 30+ lenders to identify options aligned with your unique needs, avoiding one-size-fits-all approaches. Our locally owned and operated Australian business ensures personalized service, with direct access to real professionals rather than automated systems. Led by Principal Broker Karina Roebeck, a recipient of multiple industry awards, we combine deep market knowledge with a commitment to simplifying complex financial processes.

Whether you're a first-time buyer, investor, or seeking refinancing solutions, our approach emphasizes clarity, competitive rates, and ongoing support throughout your mortgage journey. We actively collaborate with trusted insurance providers to safeguard your investments and offer comprehensive guidance on products like Lenders Mortgage Insurance and Income Protection. Our mission remains clear: to deliver expert advice while maintaining the highest standards of integrity and client-centric service.
Services
Home Loans Mortgage Brokering Refinancing Solutions Insurance Planning First Home Buyers Assistance Loan Pre-Approval Investment Property Loans Debt Consolidation Equity Access Mortgage Protection Insurance
Highlights and features
  • We compare home loans across 30+ lenders to find your optimal solution
  • Our team includes a principal broker with 25+ years of banking experience
  • We prioritize transparent dealings with no hidden fees or surprises
  • Locally owned and operated with deep understanding of Australian markets
  • We provide ongoing support beyond loan settlement for long-term success
Services
Home Loans
We offer comprehensive home loan solutions tailored to individual financial situations. Our services include fixed and variable rate comparisons, first-home buyer assistance, and investment property financing. With access to 30+ lenders, we identify competitive options while explaining loan features clearly. Our process includes pre-approval guidance, documentation support, and post-settlement care to ensure long-term satisfaction.
Refinancing Solutions
Our refinancing expertise helps clients reduce repayments, access equity, or consolidate debts. We analyze existing loan terms, credit position, and market options to determine optimal refinancing strategies. Services include break-even analysis, lender negotiations, and documentation assistance for seamless transitions to improved loan structures.
Insurance Planning
We provide tailored insurance solutions to protect mortgage investments, including Lenders Mortgage Insurance, Income Protection, and Landlords Insurance. Our approach evaluates individual risk profiles to recommend appropriate coverage levels while explaining policy terms clearly. We partner with reliable providers to offer cost-effective protection aligned with your financial commitments.
First Home Buyers Assistance
Our first-home buyer program guides clients through budgeting, deposit requirements, and government incentives. We explain loan options, pre-approval processes, and property selection strategies while coordinating with conveyancers and insurers. Services include budget planning tools, grant eligibility assessments, and step-by-step purchase process guidance.
Debt Consolidation
We help clients simplify finances by consolidating high-interest debts into mortgage solutions. Our analysis considers credit position, existing obligations, and long-term financial goals to determine suitable consolidation strategies. Services include cashflow assessments, lender negotiations, and documentation support for streamlined debt management.
People
Karina Roebeck
Principal Broker, Executive Director
With over 25 years in residential, business, and commercial banking, Karina brings extensive expertise to mortgage solutions. Her career includes multiple super achiever awards across retail and corporate banking segments. She focuses on transparent dealings and long-term client relationships while maintaining deep market knowledge to guide complex financial decisions.
Questions
What home loan options do you offer?
We provide fixed, variable, and split-rate home loans from 30+ lenders, tailored to first-home buyers, investors, and refinancers with personalized rate comparisons.
How does your mortgage process work?
Our process includes financial assessment, loan comparison, pre-approval assistance, documentation support, and post-settlement care, with transparent guidance at every stage.
Do you offer insurance services?
Yes, we provide Lenders Mortgage Insurance, Income Protection, Landlords Insurance, and other products through trusted partners to protect your financial commitments.
Can you help with debt consolidation?
We offer mortgage-based debt consolidation solutions to simplify payments and reduce interest costs, tailored to individual financial situations and credit profiles.
Are you locally owned?
Yes, we're an Australian-owned mortgage brokerage with deep local market knowledge and personalized service from experienced professionals.