Business Details
Your Trusted Mortgage Broker in Sydney
At Magma Finance, we are dedicated to simplifying the complexities of property acquisition, business growth, and cashflow management through expert financial guidance. With over a decade of combined experience in banking and financial institutions, our team delivers honest, tailored solutions to retail and commercial clients. We leverage access to 100+ loan products from bank and non-bank lenders, prioritizing your financial goals over generic offerings.Our focus on long-term relationships ensures reliability, transparency, and timely outcomes, supported by our director Michael Nguyens personal expertise as a property investor and qualified finance professional. Backed by a Mortgage & Finance Association of Australia membership and Australian Credit Licence 384704, we combine industry authority with a client-first ethos.
Services
Home Loans
Business Solutions
Asset Finance
Construction Loans
Expat Loans
Refinancing
Commercial Property
Debt Consolidation
Vacant Land Loans
Development Finance
Highlights and features
- We offer free mortgage broking services with no upfront costs.
- We save you time and money by comparing hundreds of loan products.
- Our team provides transparent solutions in plain English.
- We specialize in property investment financing with firsthand experience.
- We prioritize fast, responsive service without bureaucratic delays.
Associations and certifications
- Mortgage & Finance Association of Australia
- Australian Credit Licence 384704
What people say
Seamless and stress-free
Excellent rate refinancing
Super professional help
Friendly and responsive
Strong industry reputation
Services
Home Loans
We specialize in home loans for first-time buyers, investors, and refinancers. Our team compares 40+ lenders to secure competitive rates and tailored terms. With expertise in low-doc and expat loans, we simplify the process from pre-approval to settlement, ensuring clarity and cost savings for your property journey.
Business Solutions
Our business finance solutions include working capital, commercial property loans, and unsecured funding. We streamline access to lenders offering flexible terms for growth, renovations, or debt consolidation. Tailored support for developers, investors, and SMEs ensures timely approvals aligned with operational goals.
Asset Finance
We provide asset finance for cars, trucks, boats, and commercial equipment via hire purchase or lease agreements. Our network secures competitive rates with flexible repayment structures, ensuring businesses maintain cashflow while acquiring essential assets for growth.
Construction Loans
Specializing in construction and land development loans, we assist owner-occupiers, builders, and investors. Our solutions cover residential and commercial projects, offering staged funding and expert guidance to navigate approvals and compliance for seamless project execution.
Expat Loans
We facilitate expat-friendly home loans for Australians living abroad. Services include pre-approvals, refinancing, and foreign income assessments with competitive rates. Our process accommodates offshore applications, ensuring compliance and accessibility for clients purchasing property in Australia from overseas.
People
Michael Nguyen
Director & Finance Broker
With over 10 years in banking and finance, Michael founded Magma Finance to deliver client-focused solutions. A qualified property investor with a Diploma in Finance and dual degrees in Commerce and Law, he leverages firsthand experience to guide clients toward financial freedom through strategic lending.
Questions
What is a mortgage broker?
A mortgage broker negotiates loan deals with lenders on your behalf, ensuring competitive rates and terms tailored to your financial situation.
Why use a mortgage broker instead of a bank?
We compare 40+ lenders to find optimal solutions, while banks only offer their own products, limiting your options and potential savings.
Do you charge brokerage fees?
No fees for standard home loan services. We earn commissions from lenders, making our expertise free to clients.
How long does a loan application take?
After document submission, pre-approvals take 1–3 days, with full settlements typically finalized within 4–6 weeks.
Can I get a loan with a 10% deposit?
Yes, though some lenders may require 20% to avoid mortgage insurance. We help assess your eligibility and options.
Are you independent of banks?
Yes, we’re not affiliated with any lenders, ensuring unbiased recommendations based solely on your needs.
