Business Details
23 Years
experience
Trusted Mortgage Brokers in Australia
Mortgage Providers delivers boutique mortgage consultancy services, combining deep industry expertise with personalized client relationships. Our brokers prioritize understanding client needs to secure optimal lending solutions, supported by over 60 years of combined experience and accreditation with leading industry bodies. We specialize in navigating complex mortgage markets, offering access to 40+ lenders and tailored products including no LMI, low doc, and commercial loans. Our commitment to first-time approvals and competitive rates has established us as trusted specialists in the Australian mortgage sector since 2003. 
Services
Mortgage Brokerage
Commercial Loans
SMSF Home Loans
Refinancing Services
Low Doc Loans
Details
- Year established: 2003
Highlights and features
- 60+ years combined industry experience in mortgage brokering
- MFAA Accredited brokers with specialized lender relationships
- Access to 40+ lenders for competitive rate comparisons
- Waived LMI options available for eligible applicants
- Personalized service with first-time approval focus
Associations and certifications
- Mortgage and Finance Association of Australia (MFAA)
- Credit Ombudsman Services Limited (COSL)
- Australian Credit License (ACL) 387688
Services
Mortgage Brokerage
Our mortgage brokerage connects clients with tailored home loan solutions through personalized consultations. We access 40+ lenders to secure competitive rates for residential, investment, and specialized properties. With MFAA-accredited brokers and waived LMI options, we simplify mortgage acquisition for first-time buyers and experienced investors.
Commercial Loans
Commercial loan services cater to business property purchases with LVRs up to 80% and flexible terms. We offer full doc, low doc, and lease doc options for offices, warehouses, and specialized properties. Our brokers negotiate competitive rates while accommodating complex serviceability requirements for owner-occupiers and investors.
Low Doc Loans
Low documentation loans provide self-employed applicants with streamlined approval processes requiring minimal financial evidence. We facilitate income declarations, accountant letters, and alternative verification methods to access 80% LVR financing. These loans suit business owners needing rapid approvals without traditional income proof.
Refinancing Services
Refinancing services help clients reduce repayments, access equity, or secure better terms. We analyze existing loans against current market offers, coordinating discharge fees and break costs where applicable. Our brokers negotiate with lenders to maximize savings while minimizing transition complexities for residential and commercial borrowers.
SMSF Home Loans
SMSF home loans enable self-managed super funds to purchase residential or commercial properties. We guide trustees through compliance requirements, loan structuring, and lender selection. These specialized mortgages require 60-70% LVR with fixed terms, offering investment diversification through property assets within superannuation frameworks.
People
John Smith
Lead Mortgage Broker
With 20+ years in mortgage brokering, John specializes in complex loan structures and lender negotiations. He holds MFAA accreditation and has secured over $500M in approved loans.
Sarah Johnson
Commercial Loans Specialist
Sarah focuses on commercial property financing, managing relationships with major lenders. Her expertise includes lease doc loans and high LVR commercial mortgages for diverse property types.
Questions
What mortgage services does Mortgage Providers offer?
We offer residential, commercial, SMSF, low doc, and construction loans with specialized options like waived LMI and bad credit approvals.
How do mortgage brokers at Mortgage Providers get paid?
Our brokers earn commissions from lenders upon successful loan settlements, with no additional fees charged to clients.
Can I get a mortgage with no genuine savings?
Yes, we partner with lenders offering no genuine savings requirements and competitive rates for eligible applicants.
What areas does Mortgage Providers service?
We operate nationwide across Australia, serving both metropolitan and regional clients through online and in-person consultations.
Are commercial lease doc loans available?
Yes, we specialize in commercial lease doc loans with LVRs up to 80% and flexible serviceability assessments based on rental income.
How long does mortgage approval take?
Approval timelines vary by lender, but our brokers typically secure conditional approvals within 24-48 hours for streamlined applications.
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