Business Details
13 Years
experience
Ethical Home Loans in Perth - Fossil-Free Mortgage Solutions
At Ethical Homeloans, we combine over 25 years of collective experience in banking and financial services to deliver mortgage brokering solutions that prioritize integrity, innovation, and client-centric values. Founded in 2013, our business was established to address the environmental and social impact of traditional banking practices by connecting clients with fossil fuel-free lenders and facilitating donations to Australian non-profits. Our team of licensed professionals operates nationwide, offering personalized services that align with individual financial needs while supporting community and environmental causes.We distinguish ourselves through a unique model that merges ethical lending with a commitment to transparency, ensuring clients secure competitive home loans without hidden costs. Our expertise extends to educating clients on green banking options and streamlining the loan process to create positive, sustainable outcomes for both homeowners and the planet.
Services
Ethical Home Loans
Green Loans
Mortgage Brokering
Refinancing Services
Donation Program
Fossil-Free Lending
Non-Profit Partnerships
Home Loan Consultation
Details
- Year established: 2013
Highlights and features
- We offer 25+ years of combined experience in ethical mortgage brokering.
- Our service is free, with donations funded through lender commissions.
- We support environmental preservation through fossil fuel-free lending partnerships.
- We facilitate direct donations to Australian non-profits at no extra cost.
- Our personalized approach prioritizes client needs and long-term community impact.
Associations and certifications
- Australian Credit Licence 438932
What people say
Personalised service
Positive environmental impact
Genuine commitment
Expert guidance
Community-focused
Services
Ethical Home Loans
Ethical Home Loans connect clients with fossil-free lenders, offering competitive rates and terms. Our service ensures financial savings while supporting environmental sustainability. Clients benefit from personalized advice and a streamlined application process.
Donation Program
We donate up to 10% of earnings from settled loans to Australian non-profits. Clients choose their preferred charity, enabling community impact without additional costs. This program aligns financial decisions with social responsibility.
Mortgage Brokering
Our licensed brokers provide tailored mortgage solutions, comparing options to find the best fit. We negotiate terms on behalf of clients and handle paperwork, ensuring transparency and ease throughout the loan process.
Refinancing Services
We assist clients in refinancing existing loans to fossil-free alternatives, reducing costs and environmental impact. Our team evaluates current terms and secures better rates, simplifying the transition to ethical lending.
Non-Profit Partnerships
By partnering with registered Australian non-profits, we facilitate donations through home loan transactions. This initiative empowers clients to support causes they care about while achieving their financial goals.
People
Paul Gregory
Founder & Managing Director
Paul Gregory founded Ethical Homeloans in 2013 with a vision to merge ethical lending and community support. With over 25 years in financial services, he champions transparency, personalized service, and environmental stewardship.
Questions
Is there an additional cost for using Ethical Homeloans?
No, our service is free. Donations to charities are funded through lender commissions.
How much does Ethical Homeloans donate to charities?
Up to 10% of earnings from settled loans, capped at a maximum donation per transaction.
What defines a green bank?
Green banks avoid financing fossil fuel projects, focusing on sustainable and ethical lending practices.
How does the donation process work?
Once your loan settles, Ethical Homeloans donates directly to your nominated Australian non-profit.
What areas does Ethical Homeloans serve?
We provide services nationwide across Australia, supporting clients in urban and regional areas.
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