Business Details
Trusted Accountants & Financial Advisors in Subiaco
KHT Accounting & Wealth is a professional services firm dedicated to helping businesses and individuals achieve financial certainty. With decades of combined experience, our team specializes in strategic business planning, tax optimization, and wealth management. We focus on four core areas: building valuable businesses, ensuring financial organization, improving profitability, and creating long-term financial plans beyond business operations. Our approach combines technical expertise with real-world business experience, having successfully implemented our methodologies in our own operations before applying them to client scenarios.We work closely with business owners and professionals to develop tailored strategies that address tax efficiency, asset protection, revenue growth, and investment planning. Our commitment to client-centric solutions is demonstrated through personalized consultations, ongoing support, and a proven framework that has delivered measurable results for clients across various industries.
Services
Business Structure Advice
Tax Strategy Planning
Cashflow Management
Wealth Protection
Investment Strategy
Highlights and features
- We offer 18+ years of combined experience in accounting and wealth management.
- Our team implements proven methodologies tested in real business environments.
- We provide personalized strategies combining tax efficiency with business growth.
- Our client-centric approach prioritizes long-term financial security over product sales.
- We deliver measurable results through structured planning and quarterly action reviews.
Associations and certifications
- Institute of Chartered Accountants ANZ
- Certified Financial Planner
- Australian Financial Services Licence
What people say
Growing fast
Outstanding performer
Redirect focus
Financial security
Measurable results
Services
Business Structure Advice
We help businesses establish optimal legal structures to protect assets and minimize tax liabilities. Our experts analyze ownership models, investment vehicles, and risk management strategies to create frameworks that align with long-term business goals. By implementing proven structural solutions tested in real-world scenarios, we ensure clients maintain control while maximizing tax efficiency and asset security.
Tax Strategy Planning
Our proactive tax planning services identify legitimate opportunities to reduce tax burdens throughout the financial year. We develop customized strategies that integrate with business operations, including trust distributions, bucket company structures, and superannuation planning. By maintaining up-to-date records and conducting regular reviews, we ensure tax savings align with compliance requirements while supporting overall business objectives.
Cashflow Management
We implement systems for bookkeeping, payroll processing, and cashflow forecasting to maintain financial clarity. Our approach includes creating annual budgets with trigger points for corrective action, ensuring businesses maintain liquidity while pursuing growth opportunities. Through regular reporting and KPI tracking, we help clients transform chaotic financial management into organized, predictable operations.
Investment Strategy
Our investment planning services focus on building diversified portfolios aligned with individual financial goals. We help clients calculate their 'Freedom Gap' - the investment required to achieve financial independence - and develop strategies to close this gap through tax-efficient structures. By combining superannuation planning with estate strategies, we create comprehensive wealth management solutions that extend beyond business operations.
Profit Improvement
We work with business owners to identify key performance indicators and implement 90-day action plans for measurable growth. Through monthly financial reviews and strategic planning sessions, we help clients focus on revenue drivers while maintaining operational efficiency. Our approach combines technical accounting expertise with practical business experience to deliver sustainable profit improvements.
People
Paul Cramer
Director of KHT Wealth
Experienced financial planner with 20+ years in wealth management. Former corporate finance executive who transitioned to client-focused advisory services in 2016. Specializes in creating customized investment strategies and tax-efficient wealth transfer plans.
Ben Elliott
Managing Director
Chartered accountant with expertise in business structure and tax strategy. Partner since 2012, combining technical knowledge with practical business experience. Developed the firm's proprietary business growth framework after implementing it successfully in KHT's own operations.
Questions
What accounting services do you offer for small businesses?
We provide comprehensive bookkeeping, tax returns, cashflow management, and business structure advice tailored to small businesses.
How can you help improve my business profitability?
Through monthly financial reviews, KPI tracking, and 90-day action plans that focus on key revenue drivers and cost optimization.
Do you offer personal financial planning services?
Yes, we specialize in investment strategies, superannuation planning, and creating tax-efficient wealth transfer plans.
What areas do you service?
Primarily Western Australia, with case studies demonstrating success in South-East Asia and other regions through virtual consultations.
How do you approach tax planning differently?
We focus on year-round planning rather than annual compliance, using strategies like trust distributions and bucket companies to minimize tax liabilities.
Can you help with business succession planning?
Yes, we integrate estate planning with business structures to ensure smooth transitions while maintaining tax efficiency and asset protection.
