Business Details
24 Years
experience
Trusted Low Doc Loan Experts in Nerang QLD
Low Doc Loans have been specialising in low-documentation lending solutions since 2002. With over two decades of experience, we focus exclusively on providing tailored mortgage solutions for self-employed individuals who require alternative income verification methods. Our team possesses in-depth knowledge of Low Doc Loan policies and maintains relationships with a comprehensive panel of specialist lenders across Australia. We operate under Australian Credit Licence Number 381343 and adhere to strict regulatory standards while maintaining membership with the Mortgage & Finance Association of Australia and the Australian Financial Complaints Authority.Our streamlined application process delivers rapid assessments without compromising compliance requirements, ensuring clients receive appropriate loan structures that match their unique financial circumstances.
Services
Low Doc Home Loans
Commercial Loans
Lease Doc Loans
Credit Impaired Loans
Development Finance
Mortgage Brokerage
Bad Credit Solutions
Self-Employed Loans
Investment Property Loans
Refinancing Services
Details
- Year established: 2002
Highlights and features
- We have over 20 years of experience in Low Doc Loans
- We do not charge brokerage fees
- We provide a helpful, friendly service
- We have access to most Low Doc Home Loan lenders in the marketplace
- We focus on competitive interest rates
Associations and certifications
- Australian Securities and Investments Commission
- Mortgage & Finance Association of Australia
- Australian Financial Complaints Authority
What people say
Prompt action
Excellent service
Knowledgeable brokers
Quick results
Highly recommend
Services
Low Doc Home Loans
Specialised home loans for self-employed individuals who cannot provide standard tax returns. Income verification through BAS statements, accountant letters or business bank statements. Minimum 20% deposit required with competitive rates comparable to standard home loans.
Commercial Loans
Tailored commercial property financing solutions for self-employed applicants. Options include lease doc verification, low doc documentation, and credit impaired lending. Loan-to-value ratios up to 75% with terms up to 30 years available.
Credit Impaired Loans
Specialist financing options for applicants with adverse credit histories. Solutions available for paid defaults, explainable financial hardships, and mortgage arrears. Flexible documentation requirements with lender-specific assessment criteria.
Development Finance
Funding solutions for residential and commercial development projects. Available for land subdivisions, unit developments, and commercial constructions. Loan amounts up to $18 million with flexible pre-sale requirements.
Lease Doc Loans
Commercial property financing using existing lease agreements as primary income verification. Loan-to-value ratios up to 65% with terms up to 20 years. No tax returns required with simplified application process.
People
Keith
Senior Mortgage Broker
Experienced mortgage broker with over 15 years specialising in low doc loans. Expert in finding tailored solutions for complex financial situations with a proven track record of successful loan placements.
John
Finance Specialist
Dedicated finance professional with extensive knowledge of alternative documentation lending. Recognised for exceptional client service and ability to secure financing for challenging cases across Australia.
Questions
What is a Low Doc Loan?
A Low Doc Loan is designed for self-employed individuals who cannot provide standard tax returns, using alternative documentation like BAS statements or accountant letters.
Who qualifies for Low Doc Loans?
Self-employed applicants with provable income through business activity, including those with ABN registrations of at least 6 months.
How quickly can I get approved?
We provide preliminary approval assessments within 10 minutes and typically complete applications within days using streamlined processes.
Do you charge brokerage fees?
No, we do not charge any additional brokerage fees as we're paid commissions by lenders upon loan settlement.
What documentation is required?
Common alternatives include BAS statements, accountant letters, business bank statements, or ATO assessment notices.
Can I get a loan with bad credit?
Yes, we offer credit impaired loan options for applicants with explainable financial difficulties or paid defaults.
