Seize Your Opportunities. Work with a Private Lender You Can Trust.
At Pacific 8, we pride ourselves on being Australia's leading private lender, offering a range of innovative loan solutions to individuals and businesses across the country. With over 90 years of combined experience in the lending industry, our expert team understands the importance of securing the right loan to achieve your goals.
As a non-bank lender, we are able to offer faster and more efficient loan options, often with a faster approval and settlement process than traditional banks. Our goal is to provide personalized service and customized loan solutions that meet the unique needs of each of our clients.
Our Services
At Pacific 8, we offer a range of services designed to support your financial goals, including:
First Registered Mortgage
We offer first registered mortgages that can provide you with a lump sum of capital borrowed against the security of your property. This can be used for various purposes, such as real estate investment, business expansion, or personal needs.
Second Registered Mortgage
If you already have an existing mortgage on your property, we can offer a second registered mortgage to access additional funds. This can be an attractive option for those who need to borrow more, without having to refinance their existing loan.
Bridging Loans
Bridging loans are designed to provide short-term financial support to cover temporary financing gaps. Whether you're looking to buy a new property and sell an existing one, or need to cover urgent financial issues, our bridging loans can help you bridge the gap.
Equity Release Loans
Equity release loans allow homeowners to tap into the value of their property without having to sell it. This can be a great way to access additional funds for business or personal purposes, without having to take on new debt.
Business Loans
We offer a range of business loan options to support entrepreneurs and small business owners, including loans for real estate investment, business expansion, and working capital.
Short-Term Finance
Our short-term finance options allow you to use your property as security to obtain a new stream of working capital. This can be a great way to access additional funds for a short period of time, without having to commit to a longer-term loan.
Why Choose Us?
At Pacific 8, we believe in delivering exceptional service and personalized loan solutions to our clients. Here are just a few reasons why you should choose us as your private lender in Australia:
- Experienced Team: Our team has over 90 years of combined experience in the lending industry, giving us the expertise to understand your needs and provide personalized solutions.
- Fast Approval and Settlement: We can offer fast approval and settlement processes, often in as little as 2 hours and 3 business days, respectively.
- Customized Loan Solutions: We understand that every client has unique needs, and we take the time to understand your goals and provide customized loan solutions.
If you're looking for a private lender you can trust, look no further than Pacific 8. Our expert team is here to help you seize your opportunities and achieve your financial goals.
Overall Experience
The reviewer, John Curtis, has had a thoroughly positive experience, awarding a 5-star rating for their second mortgage application.
Highlights of the Experience
- Fast Turnaround: The reviewer was impressed with the quick processing of their mortgage application, highlighting the efficient service provided.
Personal Touch
The reviewer expresses gratitude towards the assistance received, indicating a sense of appreciation for the personalized support provided during the application process.

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