Business Details
50+ Years
experience
Trusted Chartered Accountants in Bendigo | AFS & Associates
AFS & Associates has been an integral part of the Bendigo community for over 75 years, evolving into one of the largest accounting and advisory firms in regional Victoria. Our team of professional accountants and business advisors brings extensive experience in business services, audit and assurance, risk management, taxation, and compliance. We prioritise quality and personalised service, tailoring financial strategies to meet the unique needs of each client. Our deep roots in Bendigo and regional Victoria, combined with a network of over 5,000 clients Australia-wide, allow us to deliver big-firm expertise with local insight. We leverage cutting-edge technology to ensure seamless service delivery, regardless of geographic barriers.Our commitment to transparency, collaboration, and client education sets us apart, ensuring clients receive accurate, timely advice presented in an accessible manner. With a team of 100+ professionals and a focus on continuous learning, we stay ahead of regulatory changes to provide proactive solutions. Our dedication to community and client success is reflected in our long-standing relationships and the growth of our client base since 1946. We work closely with businesses, organisations, and individuals to navigate financial complexities and achieve sustainable growth. Our values of integrity, innovation, and partnership guide every interaction, making us more than accountants - we are trusted advisors in success.
Services
Business Advisory
Audit & Assurance
Tax & Compliance
Financial Planning
Community Banking
Share Registry
Outsourced CFO
Accounting Software
External Audit
Details
- Year established: 1946
Highlights and features
- We offer over 75 years of local accounting expertise and nationwide service delivery.
- Our team of 100+ professionals provides personalised, client-focused financial solutions.
- We combine big-firm quality with regional insight and community commitment.
- Our Xero Platinum Partner status ensures cutting-edge cloud accounting support.
- We prioritise transparent communication and proactive compliance strategies.
Associations and certifications
- Chartered Accountants
- Xero Platinum Partner
Services
Business Advisory
Our Business Advisory service helps clients navigate all stages of business growth, from start-up guidance to exit strategies. We provide CFO support, cash flow management, and process optimisation tailored to your industry. With expertise in business planning and succession strategies, we help maximise value and ensure sustainable growth for organisations across regional Victoria and Australia.
Audit & Assurance
As one of regional Victoria's largest audit teams, we deliver compliance audits, financial reporting assurance, and risk management solutions. Our specialists work with public companies, community banks, and not-for-profits to ensure regulatory compliance while identifying opportunities for operational improvement. We maintain transparency through collaborative processes and remote auditing capabilities.
Tax & Compliance
We provide comprehensive tax solutions including income tax returns, GST compliance, capital gains tax advice, and payroll tax management. Our specialists help individuals and businesses minimise tax risks while maximising opportunities. We also offer FBT lodgments and support for taxation audits, ensuring clients remain compliant with evolving regulatory requirements.
Financial Planning
In partnership with Venture Financial Advisers, we offer tailored financial planning services covering wealth creation, protection, and management. Our advisors help clients at all life stages develop strategies for retirement planning, investment management, and asset protection, with a focus on long-term financial security and tax-effective solutions.
Community Banking
We provide specialist audit, risk management, and compliance services to Bendigo Bank Community Bank boards. Our support includes strategic planning, financial reporting solutions, and regulatory compliance assistance tailored to the unique needs of community banking entities across Australia.
Questions
What accounting services do you offer for small businesses?
We provide business advisory, tax compliance, cloud accounting software support, and outsourced CFO services tailored to small businesses.
Do you work with clients outside Victoria?
Yes, we service clients Australia-wide using secure cloud technology and remote auditing capabilities.
Can you help with Xero accounting software?
As a Xero Platinum Partner, we offer expert implementation, training, and ongoing support for Xero users.
What industries do you specialise in?
We work with Aboriginal organisations, agribusiness, medical professionals, not-for-profits, and community banks.
Do you offer audit services for incorporated associations?
Yes, we provide compliance audits and financial reporting support for incorporated associations and ACNC-registered organisations.
