Business Details
Your Trusted Partner for Comprehensive Banking Solutions
Established in 1874, BOQ has built a legacy of delivering tailored financial solutions to meet the evolving needs of its customers. Our commitment to fostering long-term relationships is reflected in our comprehensive range of banking services, including transaction accounts, high-interest savings products, competitive home loans, and insurance solutions. With a focus on innovation, we leverage technology to provide seamless digital banking experiences through our myBOQ app, while maintaining a strong presence through physical branches for personalized support.Our team of financial experts prioritizes customer-centric service, offering guidance on wealth management, mortgage offset accounts, and investment strategies. BOQ's corporate governance framework ensures ethical operations and transparency, supported by 150 years of industry expertise and a dedication to community engagement. We continuously adapt to market changes, demonstrated by recent product enhancements and competitive interest rate offerings across savings accounts and term deposits.
Services
Transaction Accounts
Savings Accounts
Home Loans
Credit Cards
Insurance Services
Term Deposits
Mobile Banking
Internet Banking
Mortgage Offset
Personal Finance
Highlights and features
- We offer 150 years of banking expertise and industry knowledge
- Our myBOQ app provides innovative digital banking solutions
- Competitive interest rates across savings and loan products
- Personalized service through local branch networks
- Transparent fee structures with no monthly account keeping fees
Services
Home Loans
BOQ offers competitive home loan solutions including fixed and variable rate options for owner occupiers and investors. Our products feature flexible repayment options, mortgage offset accounts, and unlimited additional repayments. With rates starting from 4.99% p.a. for fixed terms and 5.38% p.a. for variable rates, we provide tailored financing solutions supported by expert lending specialists.
Savings Accounts
Our high-interest savings accounts cater to different age groups and financial goals. The Future Saver (4.85% p.a.) targets 14-35 year olds, Smart Saver (4.60% p.a.) serves customers over 36, and Simple Saver offers 4.05% p.a. with no conditions. All accounts feature no monthly fees and are accessible through our innovative myBOQ app for effective money management.
Transaction Accounts
The BOQ Everyday Account provides zero monthly fees and comprehensive digital banking features through the myBOQ app. Key benefits include real-time payments via Osko, contactless card payments, biometric security, and advanced card controls. The account comes with a Visa Debit Card made from 82% recycled plastic, offering both financial convenience and environmental responsibility.
Term Deposits
BOQ's term deposit products offer guaranteed returns with fixed interest rates. With a minimum investment of $5,000 and terms ranging from 1 month to 5 years, our competitive 3.90% p.a. rate for 12-month deposits provides secure growth opportunities. These products suit customers seeking stable returns while maintaining capital protection.
Digital Banking
The myBOQ app delivers comprehensive digital banking capabilities including real-time transactions, budgeting tools, and instant money transfers. Features include biometric login, card controls, and contactless payments via Apple Pay, Samsung Pay, and Google Pay. This platform represents BOQ's commitment to modern banking solutions while maintaining robust security protocols.
People
Jellina White
Executive Branch Manager
With extensive experience in retail banking, Jellina White leads the Gympie branch operations. She specializes in customer relationship management and community financial education, ensuring BOQ maintains its reputation for personalized service and local market expertise.
Questions
How do I open a BOQ Everyday Account?
Download the myBOQ app, provide your Australian ID and contact details, and complete the application process. No monthly fees apply.
What home loan options are available?
We offer fixed and variable rate home loans with features like mortgage offset accounts, starting from 4.99% p.a. for fixed terms.
Are there fees for transaction accounts?
No monthly account keeping fees, no withdrawal fees at BOQ ATMs, and no transaction fees within Australia.
How can I manage my savings?
Use our myBOQ app with budgeting tools, real-time transaction alerts, and high-interest savings accounts up to 4.85% p.a.
What digital banking features exist?
The myBOQ app offers contactless payments, card controls, biometric security, and instant transfers through Osko and PayID.
