Business Details
Trusted Mortgage Broker in Randwick
Percentage Finance has been dedicated to providing tailored mortgage solutions for over 18 years. Our expertise spans home loans, investment financing, and commercial lending, with access to 40 lenders offering 600+ loan products. We prioritise client needs through transparent advice, leveraging deep industry relationships to secure competitive rates. Our team specialises in complex cases including non-conforming loans and SMSF lending, ensuring solutions for first-time buyers to seasoned investors. With a focus on long-term relationships, we combine technical knowledge with personalised service to help clients achieve property goals efficiently and cost-effectively. Services
Home Loans
Investment Loans
Car Finance
Lines of Credit
Commercial Loans
Lo-Doc Loans
Non-Conforming Loans
SMSF Lending
Bridging Finance
Highlights and features
- 18 years of mortgage broking experience
- Access to 40+ lenders and 600+ loan products
- Specialists in complex lending scenarios
- No fees for our mortgage advisory services
- Tailored solutions for first-time buyers to investors
Services
Home Loans
We provide comprehensive home loan solutions tailored to individual needs. Our consultants compare 600+ loan products across 40+ lenders to find optimal rates and terms. Services include first home buyer assistance, refinancing, and equity access strategies for residential properties.
Investment Loans
Specialised financing for property investors with access to competitive rates. We offer portfolio management strategies, tax-effective structures, and cash flow analysis. Services include loan structuring for multiple properties and investment exit strategies.
Non-Conforming Loans
Tailored solutions for borrowers outside standard lending criteria. Our experts handle complex cases including self-employed applicants, adverse credit histories, and unique income structures. We access specialist lenders offering flexible assessment criteria.
SMSF Lending
Specialist financing for self-managed super funds purchasing property. We guide trustees through regulatory requirements, provide loan structuring, and coordinate with accountants to ensure compliance with SMSF investment rules.
Bridging Finance
Temporary financing solutions for property transactions. Our bridging loans help clients purchase new properties before selling existing ones, with flexible terms and quick approval processes for time-sensitive opportunities.
People
David
Principal Mortgage Broker
With 18 years' experience in mortgage broking and real estate, David specialises in complex lending solutions. He has built strong relationships with major lenders and focuses on tailored financial strategies for residential and investment properties.
Questions
What loan types do you offer?
We offer home loans, investment loans, commercial loans, lo-doc, non-conforming, SMSF, and bridging finance solutions.
Are your services free?
Yes, our mortgage advisory services cost nothing as we're paid commissions by lenders.
How long does loan approval take?
Approval times vary but we typically secure conditional approval within 24-48 hours.
Can you help with bad credit loans?
Yes, we specialise in non-conforming loans for borrowers with adverse credit histories.
Do you offer refinancing options?
We provide comprehensive refinancing solutions to help clients reduce repayments or access equity.
