Business Details
12 Years
experience
Your Trusted Mortgage Brokers in Launceston
Established in 2014, Up Loans was founded by Carrie and Kirsty to revolutionize the mortgage broking experience. With over 30 years of combined real estate expertise, we specialize in personalized finance solutions for first home buyers, investors, and refinancers. Our team prioritizes client needs through transparent communication, tailored loan structures, and access to a panel of 30+ lenders. Recognized for exceptional service and numerous industry awards, we focus on long-term financial security while maintaining core values of integrity, collaboration, and client empowerment. 
Services
Home Loans
Refinancing
Investment Property Finance
First Home Buyers
Home Loan Health Check
Details
- Year established: 2014
Highlights and features
- We offer 30+ years combined experience in property finance
- Our team provides personalized loan structures tailored to client needs
- We operate with full transparency and no hidden fees
- Our service is completely complimentary with no client charges
- We have access to a panel of 30+ lenders for optimal solutions
What people say
Amazing service
Highly recommend
Saved thousands
Stress-free process
Expert guidance
Services
Home Loans
We specialize in sourcing competitive home loan products tailored to individual financial circumstances. Our brokers compare offers from 30+ lenders to find optimal solutions for first home buyers, upgraders, and investors. Clients benefit from expert guidance through application processes, documentation preparation, and ongoing loan management.
Refinancing
Our refinancing service helps clients reduce repayments, access equity, or improve loan features. We analyze existing mortgages to identify better rates, negotiate with lenders, and facilitate seamless transitions. This includes assessing exit fees, comparison rates, and long-term financial benefits for each client's unique situation.
Investment Property Finance
We provide specialized financing solutions for property investors, including portfolio management and new acquisitions. Our service covers investment loan structures, cash flow analysis, and tax-effective strategies. We work with clients to optimize borrowing capacity and identify growth opportunities in residential and commercial markets.
First Home Buyers
Our first home buyer service guides clients through the entire purchase process, from pre-approval to settlement. We explain government grants, deposit requirements, and loan features while negotiating competitive rates. Clients receive step-by-step support with paperwork, lender communication, and settlement coordination.
Home Loan Health Check
This complimentary 15-minute service evaluates existing home loans for potential improvements. We analyze interest rates, loan features, and repayment structures to identify savings opportunities. The check includes recommendations for refinancing options or adjustments to current mortgage arrangements.
People
Carrie Twine
Mortgage Broker
With extensive mortgage broking experience, Carrie specializes in first home buyers and complex lending scenarios. She provides personalized finance solutions while maintaining exceptional client communication standards.
Kirsty Dunphey
Mortgage Broker
Kirsty brings deep property finance expertise to investment clients and refinancers. Known for her responsive service and lender negotiation skills, she helps clients achieve optimal loan structures.
Questions
How do mortgage brokers get paid?
We receive commissions from lenders upon successful loan settlements. This doesn't cost clients anything extra and allows us to provide free advisory services.
What benefits do first home buyers receive?
We help first home buyers access government grants, navigate deposit requirements, and find competitive rates through our lender network.
What is a home loan health check?
Our free 15-minute assessment evaluates your current mortgage for potential savings through better rates or loan features.
Can you help with investment property loans?
Yes, we specialize in investment financing with access to 30+ lenders and tailored strategies for portfolio growth.
Do you charge for your services?
No, our mortgage broking services are completely free as we're compensated by lenders upon loan settlement.
