Business Details
11 Years
experience
Your Trusted Mortgage Broker in Sydney
Wealthy You is a premier mortgage brokerage firm based in Sydney, dedicated to providing tailored financial solutions for clients ranging from first-time homebuyers to seasoned property investors and business owners. With over a decade of combined experience, our team leverages extensive industry knowledge and a network of 50+ lenders to secure competitive loan products that meet our clients' unique needs.We specialise in simplifying complex lending markets, offering access to exclusive rates, and delivering transparent, value-driven service. Our commitment to local expertise, one-stop solutions, and client-centric support ensures a seamless mortgage experience, whether you're purchasing a home, refinancing, or exploring commercial financing options.
Services
Home Loans
Refinancing
Bad Credit Mortgages
Commercial Mortgages
Reverse Mortgages
Bridging Loans
Self-Employed Mortgages
Debt Consolidation
SMSF Property Loans
Car Loans
Details
- Year established: 2015
Highlights and features
- We offer over a decade of combined experience in the mortgage industry.
- We provide same-day mortgage approval for urgent financial needs.
- Our team acts as your trusted Sydney mortgage adviser, guiding you every step.
- We partner with 50+ lenders to secure exclusive rates lower than advertised.
- We prioritise transparent, value-driven service with clear, upfront fees.
Associations and certifications
- Australian Credit Licence Number 519971
What people say
Professional, patient, friendly
Saved $1,797/month
Transparent and prompt
Exceptional support
Stress-free experience
Services
Home Loans
Wealthy You provides tailored home loan solutions for first-time buyers, investors, and homeowners. Our services include competitive interest rates, flexible repayment options, and expert guidance through the application process. We specialise in helping clients secure financing that aligns with their financial goals, whether purchasing a primary residence or investment property.
Refinancing
Our refinancing services help clients reduce interest rates, lower monthly payments, and access home equity. We analyse existing loans to identify savings opportunities and negotiate with lenders to secure better terms. This service is ideal for homeowners seeking to improve their financial position or fund renovations, debt consolidation, or other goals.
Bad Credit Mortgages
We specialise in bad credit mortgages for clients with adverse financial histories. By leveraging alternative documentation and equity-based approvals, we help clients secure financing despite credit challenges. Our solutions focus on rebuilding financial stability while providing access to homeownership or refinancing opportunities.
Commercial Mortgages
Wealthy You offers commercial mortgage solutions for businesses seeking property financing. Our services include tailored loan structures, competitive rates, and support for purchasing or refinancing commercial properties. We cater to small and medium enterprises, ensuring access to capital for growth, expansion, or operational needs.
Reverse Mortgages
Our reverse mortgage solutions allow seniors to access home equity without selling their property. These loans provide lump sums, regular income, or credit lines for retirement funding, medical expenses, or lifestyle improvements. We ensure clients understand terms, including interest compounding and equity implications, to make informed decisions.
People
Collins Mayaki
Director
Collins founded Wealthy You in 2015, bringing extensive mortgage expertise and a commitment to client-focused service. He specialises in structuring complex applications and securing competitive rates, prioritising transparency and long-term financial wellbeing.
Johnwilfred Bacnat
Credit Analyst
Johnwilfred offers years of financial services experience, focusing on educating clients and simplifying mortgage processes. His calm approach ensures clients feel confident and supported throughout their home loan journey.
Natalie Lee
Credit Analyst
Natalie provides clear, thorough mortgage guidance, ensuring clients understand their options. Her dedication to efficiency and communication has earned her recognition for exceptional client support and timely service.
Min Young Kim
Credit Analyst
Min prioritises client needs, offering tailored mortgage solutions and stress-free approvals. His attention to detail and proactive communication have made him a trusted advisor for refinancing and first-home buyer clients.
Vincent Pestano
Credit Analyst
Vincent combines passion for mortgage finance with a client-first approach. He simplifies complex transactions, ensuring clients secure financing that aligns with their goals while maintaining transparency throughout the process.
Questions
What mortgage options are available for first-time homebuyers?
We offer low-deposit loans, government grant assistance, and tailored advice to help first-time buyers navigate the process confidently.
Can I refinance with bad credit?
Yes, we specialise in refinancing solutions for clients with adverse credit histories, focusing on equity and alternative documentation.
How quickly can I get approved for a mortgage?
We offer same-day approvals for eligible applicants, leveraging our lender network to expedite decisions.
Do you offer commercial property financing?
Yes, we provide tailored commercial mortgages for businesses seeking property investment or expansion capital.
What is a reverse mortgage and who qualifies?
Reverse mortgages allow seniors (typically aged 60+) to access home equity without selling. No repayments are required until the property is vacated.
How do you compare to traditional banks?
We offer broader lender access, exclusive rates, and personalised service, prioritising your needs over institutional constraints.
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