Model Mortgages Avoca Beach

At Model Mortgages, we are dedicated to providing outstanding financial services to our clients. Our team of highly skilled and experienced lending experts is committed to helping you secure the best home loan and rate possible. We specialise in assisting professionals with their financing needs, including the purchase or refinance of a residential home, investment property or business.

Our lending experts are widely recognised as being in the top 2% of all lending experts, with many having undergone rigorous commercial lending exam assessments. We are proud to offer a unique combination of top lending experts, patented technology and discounts, making us Australia's number one lending experts.

Our Services

At Model Mortgages, we offer a range of services to help you with your financing needs. These include:

• Purchase or refinance of a residential home and/or investment property
• Working capital requirement
• Goodwill
• Freehold / leasehold improvements
• Office/practise refit and equipment
• Motor vehicle leasing
• Finance for practice premises

For professionals, we offer a range of loan options that may allow you to borrow up to 90% (in some cases 95%) of the purchase price/bank valuation of a residential home, investment property or practice without incurring Lenders Mortgage Insurance (LMI). This can result in significant savings, as LMI can cost thousands of dollars.

In addition, we may also be able to fund insurance premiums, allowing you to spread the cost over the course of a year. We can also organise access to a full-service relationship management team, who can assist you with any loan enquiries as required.

Getting Started

Getting started with Model Mortgages is easy. Simply follow these three simple steps:

• Step 1: Apply with us - Register online and answer a few quick questions to get your loan application started. It only takes 2 minutes.
• Step 2: Talk to a professional expert - We will guide you through the steps to complete your application and provide us with the necessary accounting and banking information, along with any required personal data.
• Step 3: Get approved - Once approved, you can access your loan at settlement. After settlement, we continue to help you with any loan enquiries as required.

Meet Our Lending Experts

At Model Mortgages, we are proud to have a team of highly skilled and experienced lending experts who are dedicated to helping you secure the best loan possible. Here's a little more about a few of our top lending experts:

• Virginia Graham: Senior Lender, Specialist Skills - residential home loans, commercial loans, medical & dental finance and business finance.
• Phil Riches: CEO & Senior Lender, Specialist Skills - residential loans, commercial loans, business loans, medical & dental loans and agricultural loans.
• Ian Hughes: Senior Lender, Specialist Skills - Commercial loans, business loans, medical & dental loans and residential loans.
• Jason Wilkinson: Senior Lender, Specialist Skills - residential lending, business loans, medical & dental loans and commercial loans.

Contact Us

If you have any questions or would like to learn more about our services, please don't hesitate to contact us. You can reach us at Spring Street, Bondi Junction NSW 2022 or Anniversary Avenue, Terrigal NSW 2260. You can also give us a call at 1300 978 263 or send an email to info@modelmortgages.com.au.