CashToday

Welcome to our platform, where we strive to provide flexible and convenient loan solutions to meet your unique financial needs. We understand that life can be unpredictable, and unexpected expenses can sometimes strain your budget. That's why we offer a wide range of loan products, from short-term urgent loans to medium and large personal loans, designed to help you bridge the gap when you need it most.

Our Services

We offer various loan solutions, including:

• Urgent Loans: When unexpected bills arise, our urgent loans can offer a helping hand. We provide $500 Second Chance loans with no credit check, as well as small and medium loans up to $2,000 and $5,000, respectively, to assist with car repairs, medical expenses, or bridging the gap until your next payday.
• Personal Loans: Whether it's a dream renovation, a car you can rely on, or consolidating debt, our personal loans from $5,000 to $80,000 can help you achieve your goals. With competitive rates and flexible repayment terms, our personal loans can help you make your dreams a reality.
• Car Loans: Ready to purchase a new car? Our personal loans for purchasing a new car can provide you with the financing you need, with rates as unique as you are.
• Moving Expenses: From bond payments to vehicle hire and services, we can help you cover moving expenses, so you can settle into your new home stress-free.
• Medical Expenses: From procedures and extras to veterinarian bills and treatment, our medical expense loans can help you cover healthcare costs without breaking the bank.

Responsible Lending Practices

At our platform, we pride ourselves on responsible lending practices. We believe in borrowing smart and repaying with confidence. That's why we offer personalized rates and tailored solutions that fit your budget, transparent rates and fees for informed financial decisions, and tailored financing solutions that fit your needs. We consider more than just a credit score to offer you a competitive rate and reward great credit scores.

How It Works

Applying for a loan with us is quick, simple, and confidential. Here's how it works:

1. Decide on the loan amount - Select whether you would like a small loan of $1000, SAAC loan up to $2000, MAAC loan up to $5000, or personal loan up to $10,000, $25,000, or more.

2. Provide your details - You will need to provide proof of Australian residency, regular income, a driver's license or other identification, and a read-only 90-day banks statement.

3. Credit check and repayment affordability - We will conduct a credit check to establish repayment affordability.

4. Match with a lender - After applying, your result will be shown within 60 seconds, and the decision confirmed within hours.

5. Get paid - If approved, money is deposited into your bank account that evening if you are approved before 2 pm.

Rates and Fees

Our fees and charges vary depending on the loan type, amount, and your financial situation. We offer simple and transparent fee structures and individualized application processes to ensure borrowers with strong financial histories, including good credit scores, stable incomes, savings, low debt-to-income ratios, and valuable assets, receive the best rates.