Business Details
Expert Trade Insurance Solutions for Australian Tradies
All Trades Cover was established with a clear mission: to provide competitive, accessible trade insurance for Australian tradies of all sizes. Partnering with Lloyd's of London underwriters, we deliver high-quality policies tailored to the unique risks faced by tradespeople. Our team of industry specialists combines decades of experience with a streamlined online system, ensuring tradies can secure comprehensive coveragefrom public liability to tools insurancein minutes.We prioritise simplicity without compromising protection, offering tax audit cover, free legal advice, and flexible payment options. With a focus on innovation and customer service, we've become Australia's trusted partner for tradie insurance, serving thousands of clients nationwide.
Services
Public Liability Insurance
Tools Insurance
Personal Accident Cover
Business Package Insurance
Professional Indemnity
Commercial Vehicle Insurance
Workers Compensation
Contract Works Insurance
Mining Contractors Insurance
Highlights and features
- Specialised exclusively in tradie insurance with tailored policy wording
- Massive group buying power secures competitive pricing for clients
- Free tax audit cover and legal advice included as standard
- Instant online quotes with certificate of currency emailed in minutes
- Award-winning service with 9 consecutive Insurance Business Top Broker awards
Associations and certifications
- Australian Financial Services Licence (AFSL 418512)
- Insurance Business Top Broker 2013-2021
What people say
Instant quote system
Competitive pricing
Quick certificate delivery
Expert advice
Tailored policies
Services
Public Liability Insurance
Protects businesses against third-party claims for property damage or bodily injury occurring during operations. Mandatory in most Australian states, this insurance covers legal fees, compensation payments, and business continuity during claims. Policies offer $5M, $10M, or $20M coverage options with instant online activation.
Tools Insurance
Covers replacement or repair costs for work tools and equipment damaged or stolen on job sites. Customisable policies protect portable tools up to $5,000 per item with optional accidental damage coverage. Excludes non-portable machinery and requires forcible entry evidence for on-site theft claims.
Personal Accident Insurance
Provides income replacement and medical expense coverage for work-related injuries. Pays weekly benefits up to two years for temporary disability with lump sum options for permanent injuries. Excludes self-inflicted injuries, pre-existing conditions, and alcohol-related incidents.
Professional Indemnity Insurance
Covers financial losses from professional negligence claims due to errors or omissions. Includes legal defense costs, reputation management, and breach of duty claims. Excludes illegal acts, asbestos-related claims, and employee injuries covered under workers compensation.
Business Package Insurance
Comprehensive policy combining property damage, business interruption, and liability protections. Covers theft, fire, and vandalism losses while excluding workers compensation and auto accidents. Available with optional public liability and tools insurance add-ons for complete business protection.
People
John Elliott
Founder
Industry veteran with 20+ years experience who revolutionised tradie insurance through simplified online systems and competitive pricing models while maintaining high coverage standards.
Rachael Milne
Business Manager
CFO with 9 years' experience managing company finances and mentoring staff, holding BAS Agent accreditation and a Professional Coaching diploma to support business growth.
Kristofer
Claims & Compliance
Claims specialist with multi-industry experience managing lodgement to finalisation processes, leveraging Bachelor of Commerce expertise to streamline insurance claim resolutions.
Jaycob
Customer Hero
Graduate Account Executive focused on client-first service delivery, understanding individual business needs to provide tailored insurance solutions across Australia.
Daniel
Customer Hero
Perth-based insurance professional combining sales expertise with risk management experience to deliver customised protection strategies for tradie businesses.
Questions
What does public liability insurance cover for tradies?
Covers third-party property damage, personal injury claims, legal defense costs, and product liability up to policy limits ($5M-$20M). Excludes employee injuries and own property damage.
How much does tradie insurance cost?
Public liability starts at $30/month. Costs vary based on trade type, coverage levels, business size, and claims history with instant online pricing available.
Is tools insurance necessary for sole traders?
Essential for protecting expensive equipment worth thousands. Standard home insurance typically excludes business tools, making dedicated cover crucial for financial protection.
What's included in business package insurance?
Combines theft, fire, and vandalism protection with business interruption coverage. Add-ons include public liability, tools insurance, and workers compensation policies.
Do I need workers compensation insurance?
Mandatory for employers in Australia. Covers employee medical expenses, income support, and rehabilitation costs for work-related injuries or illnesses.
Can I get same-day insurance coverage?
Yes, our instant online system provides coverage activation within 5 minutes with certificate of currency emailed immediately upon purchase.
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