Business Details
Trusted Commercial Loan Experts in South Melbourne
Commercial Loans is a dedicated commercial loan brokerage with decades of experience in securing tailored financing solutions for Australian businesses. Our team of specialists works exclusively in commercial finance, leveraging a network of over 100 lenders to secure competitive rates and terms. We focus on understanding each client's unique needs, whether they require commercial property loans, equipment financing, or development finance.Our proven track record includes securing over $200 million in funding while maintaining a commitment to transparency, with no hidden fees and clear communication throughout the process. Backed by client testimonials highlighting efficiency and professionalism, we support businesses from initial consultation through to loan settlement.
Services
Commercial Loans
Business Loans
Asset Finance
Equipment Financing
Development Finance
Low Doc Loans
Commercial Property Loans
SMSF Loans
Highlights and features
- Connections with 100+ lenders for exclusive financing deals
- Secured $200M+ in commercial financing for Australian businesses
- Specialised brokers focusing solely on commercial loan solutions
- Transparent process with no hidden fees or charges
- Personalised support from application to loan settlement
What people say
Efficient and on top
Impressed with support
Friendly and professional team
No hidden charges
Tailored financing solutions
Services
Commercial Loans
Tailored commercial loan solutions for Australian businesses seeking growth capital. Our specialists connect clients with over 100 lenders to secure competitive rates for property purchases, equipment acquisition, or operational expansion. With $200M+ secured since inception, we simplify complex financing processes while maintaining transparent communication and no hidden fees.
Equipment Financing
Flexible equipment financing options for machinery, vehicles, and technology purchases. We arrange loans and leases that preserve cash flow while enabling business growth. Our brokers negotiate competitive rates across construction, IT, medical, and manufacturing sectors, with approval times as fast as 24 hours.
Development Finance
Specialised financing for residential and commercial property developments. Our experts build compelling business cases to secure funding for land acquisition, construction, and project completion. We specialise in navigating complex lender criteria for developments requiring contingency planning and presales evidence.
Low Doc Loans
Accessible financing solutions for sole traders and startups with reduced documentation requirements. We help clients qualify using alternative income verification methods while maintaining competitive rates. Our brokers guide applicants through the process to secure necessary working capital.
Asset Finance
Comprehensive asset finance brokering services for business-critical equipment. We connect clients with lenders offering flexible terms for machinery, IT systems, and commercial vehicles. Our specialists negotiate ownership options and tax-efficient structures tailored to each client's operational needs.
People
Jonathan Kline-Spink
Director
Co-founder with extensive finance experience, specialising in addressing small business financing challenges through tailored commercial loan solutions.
Esha Frykberg
Director
Former lawyer turned commercial finance expert, bringing legal precision and 15+ years of mortgage broking experience to complex lending solutions.
Chris Rathgen
Director
20+ year finance industry veteran with deep expertise in commercial lending markets and a track record of leading successful finance firms.
Questions
What's the difference between commercial and residential finance?
Commercial finance serves business purposes like property purchases or equipment acquisition, while residential mortgages focus on personal housing needs.
How much can I borrow with a commercial loan?
Borrowing amounts depend on credit history, collateral value, and business type, with our brokers often securing larger amounts than direct applications.
Do you offer equipment financing options?
Yes, we provide tailored equipment financing for vehicles, machinery, and technology with flexible repayment terms.
Can startups access business loans?
Startups can qualify through low doc/no doc loans requiring minimal financial documentation and alternative income verification methods.
What commercial property loan terms are available?
Terms vary from 1-25 years depending on property type, loan amount, and borrower creditworthiness with competitive interest rates.
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