Business Details
12 Years
experience
Trusted Mortgage Brokers in Melbourne
At Primefrontier, we believe that the right financial solution can transform dreams into reality. Established in 2014, our mission is to deliver tailored loan solutions that meet clients' needs today and support their future goals. With over 26 years of combined experience in banking and mortgage lending, our team prioritizes personalized service, ensuring every client receives thorough understanding and customized solutions. We pride ourselves on clear communication, timely responses, and a commitment to integrity. Our founder, Manesh Fernando, holds a Bachelor of Business in Accounting and Banking & Finance, a Diploma in Financial Services Financial Markets, and a Diploma in Mortgage Broking, providing a competitive edge.We specialize in home loans, personal loans, and business loans, guiding clients through each step of their financial journey. Our service is free due to lender commissions, offering expert advice without direct costs. We serve clients across Melbourne, helping them achieve the Australian dream of home ownership and financial stability.
Services
Home Loans
Business Loans
Refinance
Investment Home Loans
Debt Consolidation
First Home Buyer Loans
Construction Loans
Details
- Year established: 2014
Highlights and features
- We offer personalized service tailored to individual financial circumstances
- Our team has over 26 years of combined experience in mortgage lending
- We hold advanced qualifications in financial services and mortgage brokering
- We provide timely responses and clear communication throughout the process
- Our service is free due to lender commissions with no hidden fees
What people say
Personalised service
Integrity
Efficient and informative
Nothing is too hard
Great outcome
Services
Home Loans
We specialize in tailored home loan solutions for first-time buyers, investors, and refinancers. Our expert brokers analyze your financial situation to recommend competitive rates and structures that suit your long-term goals. With access to multiple lenders, we simplify the approval process while providing ongoing support throughout your loan term.
Business Loans
Our business loan service offers fast funding solutions ranging from $5,000 to $250,000 with flexible terms. We help small businesses access working capital, equipment financing, and expansion funding through streamlined applications and rapid decision-making. Our brokers ensure repayment schedules align with your cash flow requirements.
Refinance
We help homeowners review existing mortgages to identify better interest rates, consolidate debts, or access equity. Our refinance specialists compare current market offerings against your specific circumstances to optimize savings and financial flexibility while minimizing switching costs.
Investment Home Loans
Our investment loan solutions cater to first-time and portfolio investors seeking wealth creation through property. We explain tax benefits like negative gearing, help structure loans for optimal cash flow, and provide market insights to support informed investment decisions with long-term growth potential.
Debt Consolidation
We assist clients in combining multiple debts into single, manageable loans with lower interest rates. By analyzing your financial position, we create consolidation strategies that reduce monthly payments, simplify repayments, and help improve credit profiles through structured debt management plans.
People
Manesh Fernando
Founder/Finance Broker
With over 26 years in banking and mortgage lending, Manesh holds a Bachelor of Business in Accounting and Banking & Finance, plus diplomas in Financial Services and Mortgage Broking. His expertise ensures clients receive tailored loan solutions with integrity and professionalism.
Nadeeka Jayawardana
Credit Representative
As an experienced credit representative, Nadeeka provides expert guidance on mortgage solutions. Her qualifications and client-focused approach ensure personalized service for home buyers, investors, and business owners across Melbourne.
Questions
What loan types do you offer?
We offer home loans, investment loans, business loans, refinance options, and debt consolidation solutions tailored to individual needs.
How are your services free?
We receive commissions from lenders for introducing clients, allowing us to provide mortgage brokering services at no direct cost to customers.
Can you help with difficult cases?
Yes, we specialize in complex cases including rural zoning properties, older applicants, and debt restructuring that other lenders have declined.
Do you operate outside Melbourne?
While based in Wallan and Donvale, we provide mortgage services to clients across Melbourne and regional Victoria.
What qualifications do your brokers hold?
Our team includes qualifications in Financial Services Financial Markets, Mortgage Broking, and Accounting & Banking & Finance.
How quickly can business loans be processed?
Our small business loans can be approved within 24 hours with funding available the same day after approval.
