We work for YOU, not the bank
At Direct Mortgage Concepts (DMC), we assist people through the often-daunting finance process when buying, selling, or refinancing a property. Most people buy/sell only a handful of times throughout their lives. We experience this every day and every week and have done so for over two decades. When looking to finance a property, you can't put a square peg in a round hole. It's important that borrowers get their loan approved, but equally, that they get the right loan that suits their specific needs. Many borrowers don't even know these needs, and that's where we step in. We help them to understand things by asking questions and suggesting what they could be doing with their mortgage to provide them with the most favourable outcome.
Our Services
We provide expert guidance and support for first home buyers, upgraders and refinancers, and investors. Our services include:
- First Home Buyers: We guide you through the process of buying your first home, from planning to settlement. Our experienced team will help you understand the what and the why, ensuring you get the right loan for your needs.
- Upgraders and Refinancers: We help you navigate the process of upgrading or refinancing your current home loan, ensuring you get the best possible deal.
- Investors: We assist investors in finding the right loan options for their investment properties, helping them create wealth for their future.
Our Team and Experience
We have been in the industry for over two decades, and our clients are some of our biggest advocates. We've got the experience to see what's not happening before it is too late, and our team pays close attention to the next steps to ensure that those responsible are working towards a common goal. If need be, we step in on your behalf to ask the tough questions others don't. Our business is built on taking ownership of the deal. Your deal is the most important deal to you and us.
Why Choose DMC?
We offer a wide range of benefits, including:
- 40+ lenders to choose from
- 30+ years of lending experience
- Regular, clear communication
- No client fees in almost all cases
- A team that works for you, not the bank
Book a Chat
Book an obligation-free chat with our friendly team to discuss your mortgage needs and how we can assist you in achieving your goals.

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