Business Details
Your Trusted Mortgage Broker in Perth
At Intuitive Finance, we are dedicated mortgage brokers committed to providing personalized finance solutions tailored to our clients' unique goals. With over 32 years of combined experience, our team works with more than 30 lenders to secure competitive rates for first-time buyers, property investors, and refinancers. Our streamlined approach simplifies the complex lending process, ensuring transparency and ease at every stage. We prioritise long-term client relationships, offering annual portfolio reviews and post-settlement follow-ups to adapt to evolving financial needs.Our expertise spans residential, investment, and commercial loans, supported by a proven track record of industry recognition, including multiple MPA Top 100 Broker awards. By combining market knowledge with a client-centric philosophy, we deliver stress-free financing solutions that align with both immediate objectives and future aspirations.
Services
Home Loans
Investment Loans
Refinancing
Commercial Loans
Construction Loans
Offset Loans
Guarantor Loans
Asset Finance
Low Deposit Loans
Bridging Loans
Highlights and features
- We work with over 30 lenders to secure competitive financing options
- Our team holds dual diplomas in financial planning and mortgage broking
- We provide annual portfolio reviews and post-settlement follow-ups
- Award-winning service with 10+ years in the Top 100 Mortgage Brokers list
- We specialise in complex cases including self-employed borrowers
Associations and certifications
- MPA Top 100 Brokers
- The Adviser Better Business Awards
- MFAA Excellence Awards
- Connective Excellence Awards
What people say
Exceptional service
Super knowledgeable
Seamless process
Professional team
Highly recommended
Services
Home Loans
Intuitive Finance specialises in residential home loans tailored to individual circumstances. Our brokers compare offers from 30+ lenders to secure competitive rates for first-time buyers, upgraders, and expatriates. We handle documentation, negotiate terms, and provide ongoing support through settlement and beyond, ensuring a smooth transition to property ownership while maintaining transparency throughout the process.
Investment Loans
We offer strategic investment loan solutions for property portfolios. Our team analyses cash flow requirements, risk profiles, and growth objectives to structure optimal financing. Services include portfolio reviews, tax-effective structuring, and access to specialist lenders. With expertise in both residential and commercial investment, we help clients maximise returns while minimising financial exposure through tailored lending strategies.
Refinancing
Our refinancing specialists identify opportunities to reduce repayments or access equity. We assess existing loan terms, credit scores, and market conditions to negotiate better rates. The process includes comparative analysis of 30+ lenders, application management, and settlement coordination. We specialise in complex cases involving multiple properties or non-traditional income verification requirements.
Commercial Loans
Intuitive Finance provides commercial lending solutions for business growth. We arrange financing for equipment purchases, property acquisitions, and operational expansion. Our brokers work with specialist lenders to structure flexible terms aligned with business cash flows. Services include asset finance, working capital loans, and debt consolidation strategies tailored to SMEs and established enterprises.
Construction Loans
We facilitate staged construction financing for new builds and major renovations. Our brokers coordinate with builders and conveyancers to release funds at project milestones. The process includes feasibility assessments, lender negotiations, and documentation management. We specialise in both owner-occupied and investment construction projects, ensuring compliance with regulatory requirements throughout the building phase.
People
Andrew Mirams
Managing Director
With 32+ years' experience and dual diplomas in financial planning, Andrew has settled $1.5B+ in loans. Recognised in the MPA Top 100 Brokers list for 10 consecutive years, he specialises in complex financing solutions for investors and self-employed clients.
Lachlan Mirams
Finance Specialist
Award-winning broker with a Diploma in Finance and Mortgage Broking Management. Recognised as MFAA 2020 Best Newcomer, Lachlan specialises in first-home buyer schemes and investor loan structures while maintaining active involvement in industry training programs.
Alexandra Pappas
Finance Specialist
Holding dual diplomas in conveyancing and mortgage broking, Alexandra focuses on property law integration with financing strategies. Recognised as 2023 MPA Rising Star, she specialises in complex title structures and cross-border property transactions for expatriate clients.
Bonnie Carter
Finance Specialist
Certified Business Management professional with expertise in credit analysis. Transitioning from broker support to specialist roles, Bonnie specialises in non-conforming loan applications and financial rehabilitation strategies for clients with adverse credit histories.
Craig Caarels
Relationship Manager
With 20+ years in mortgage compliance and lending, Craig manages client relationships across Australia. His expertise includes loan packaging, risk assessment, and developing tailored financing solutions for high-net-worth individuals and property portfolios.
Questions
What loan types does Intuitive Finance offer?
We provide home loans, investment loans, commercial loans, construction loans, offset loans, guarantor loans, and refinancing solutions through our network of 30+ lenders.
How do you help first-time home buyers?
We explain first-home buyer grants, compare low-deposit options, and guide clients through government schemes while offering ongoing portfolio management after purchase.
What's involved in the refinancing process?
We analyse existing loans, compare market rates, handle application paperwork, negotiate with lenders, and manage settlement coordination to ensure seamless transitions.
How are investment loans different from standard mortgages?
Investment loans consider rental income potential, require different serviceability calculations, and often offer tax-deductible interest features compared to owner-occupied home loans.
Do you work with self-employed borrowers?
Yes, we specialise in non-standard income verification, including tax returns, business activity statements, and accountant-certified income assessments for self-employed applicants.
What post-settlement services do you provide?
We offer annual portfolio reviews, property value assessments, refinancing opportunities, and ongoing financial strategy consultations to support long-term wealth creation.
Videos
