Business Details
25 Years
experience
Trusted Financial Advisers for Home Loans & Commercial Finance
Mortgage Finance Solutions has been dedicated to empowering clients with tailored financial solutions since 2001. Our team of experienced professionals specializes in residential, asset, and commercial finance, leveraging over 60 years of combined banking expertise to guide clients through complex lending landscapes. With offices in Albury, Wodonga, Yarrawonga, and Wangaratta, we prioritize personalized service, building long-term relationships by understanding individual needs and connecting clients with over 30 lending partners. Our commitment to transparency ensures clients receive competitive rates and comprehensive support from application to settlement. We pride ourselves on demystifying finance through education, empowering clients to make informed decisions for major life milestones.Our local presence and industry knowledge enable us to address unique regional market demands effectively. By maintaining a client-centric approach, we focus on achieving sustainable financial outcomes aligned with each client's goals. Our advisors stay updated on evolving financial products to deliver relevant, forward-thinking advice. We measure success through client satisfaction and the trust earned through decades of ethical service. Whether purchasing a home, expanding a business, or refinancing, our team is dedicated to simplifying the finance process for lasting client success.
Services
Residential Loans
Asset Finance
Commercial Finance
Refinancing
Investment Loans
Details
- Year established: 2001
Highlights and features
- We offer over 60 years of combined banking experience in regional finance
- Our team partners with 30+ lenders to provide competitive loan options
- We provide personalized finance solutions tailored to individual circumstances
- Our local offices serve Albury, Wodonga, Yarrawonga, and Wangaratta communities
- We offer end-to-end support from loan application to settlement day
Services
Residential Loans
We specialize in residential mortgage solutions for first home buyers, property investors, and refinancing clients. Our advisors help secure competitive rates across 30+ lenders, offering personalized guidance through the entire loan process. With local expertise in regional property markets, we provide tailored financing options for new purchases, renovations, and investment portfolios.
Asset Finance
Our asset finance solutions help businesses acquire essential equipment through flexible funding options. We arrange financing for vehicles, machinery, IT systems, and specialized equipment with terms matching business cash flow needs. Our team structures deals that balance affordability with operational requirements for long-term business growth.
Commercial Finance
We provide commercial property financing for retail spaces, warehouses, childcare centers, and specialized assets. Our experts arrange loans for property purchases, business acquisitions, and SMSF investments with tailored repayment structures. We offer strategic advice on commercial lending products and debt consolidation solutions.
Refinancing
Our refinancing specialists analyze existing loans to identify savings opportunities through better rates or terms. We help clients transition from fixed-rate mortgages and consolidate debts into more manageable structures. Our calculators and expertise ensure informed decisions about loan optimization.
Investment Loans
We offer investment property financing solutions with strategies for portfolio growth. Our advisors help investors navigate tax implications, cash flow management, and loan structuring. We provide access to investor-specific products and expert guidance on leveraging equity for multiple property acquisitions.
People
Paul Kavanagh
Director/Professional Credit Advisor
With 12 years at NAB and 20+ years leading MFS, Paul combines deep banking knowledge with local market expertise to guide clients through complex financial decisions.
John Roberts
Professional Credit Advisor
Bringing 36 years of financial services experience, John specializes in mortgage origination and leverages extensive industry knowledge to create tailored lending solutions.
Bernie Garvey
Professional Credit Advisor
With commercial finance expertise and 15+ years at MFS, Bernie helps clients structure business loans and navigate construction financing challenges across regional Victoria.
Maree Johnstone
Professional Credit Advisor
A 14-year mortgage broking veteran, Maree combines real estate experience with financial expertise to help Wangaratta clients achieve property ownership goals.
Justin Lidgerwood
Professional Credit Advisor
With 20+ years as a mortgage broker and deep local roots, Justin provides personalized finance solutions while balancing community involvement as a CFA volunteer.
Questions
What loan types do you specialize in?
We specialize in residential mortgages, commercial property loans, asset finance, and refinancing solutions for individuals and businesses across regional Victoria and NSW.
How do you help first home buyers?
We guide first home buyers through the entire process, helping access government grants, compare loan products, and structure deposits for optimal affordability.
Can you assist with business equipment financing?
Yes, we arrange finance for vehicles, machinery, IT systems, and specialized equipment with flexible terms matching business cash flow requirements.
Do you offer online loan assessment tools?
We provide online calculators to check borrowing capacity, assess loan health, and estimate repayments after fixed-rate periods expire.
What areas do you service?
We operate from offices in Albury, Wodonga, Yarrawonga, and Wangaratta, serving clients across regional Victoria and border areas of NSW.