Business Details
49 Years
experience
Trusted Financial Advisers in Mount Isa
Established in 1977, Mount Isa Insurances has provided tailored financial planning and risk insurance solutions to individuals and businesses in Mount Isa and surrounding regions. As a locally owned and operated firm, we specialise in life, mining, trauma, and income protection insurance, leveraging partnerships with major insurers to deliver competitive rates. Our team of experienced advisers, including industry veterans with mining sector expertise, prioritises comprehensive financial reviews and ongoing policy management to ensure client needs are met. Accredited through Charter Financial Planning Limited, we maintain a commitment to transparency, client education, and regular policy reviews to adapt to evolving financial landscapes. 
Services
Life Insurance
Mining Insurance
TPD Insurance
Trauma Insurance
Income Protection
Superannuation Planning
Details
- Year established: 1977
Highlights and features
- Locally owned since 1977 with deep mining industry expertise
- Specialise in high-risk occupation insurance solutions
- Comprehensive financial reviews with major insurer partnerships
- Ongoing policy management and regular needs assessments
- Experienced advisers with practical mining sector experience
Associations and certifications
- Australian Financial Services Licence
- Charter Financial Planning Ltd
Services
Life Insurance
Provides lump sum payments for beneficiaries upon policyholder death, available inside or outside superannuation. Covers primary income earners and homemakers. Premiums tax-deductible when held through super, with tax-free benefits paid directly to nominated recipients.
Mining Insurance
Specialised risk protection for mining, drilling, and gas industry workers. Covers underground operations, explosive environments, and surface mining activities. Tailored policies ensure compliance with high-risk workplace requirements while maintaining competitive premium rates through major insurer partnerships.
TPD Insurance
Offers lump sum payments for permanent disability preventing return to work. Available as standalone policies or add-ons to life insurance. Both superannuation-held and external options provide tax advantages while ensuring financial security for long-term incapacity.
Trauma Insurance
Delivers lump sum payments for specified critical illnesses or injuries. Covers medical expenses and recovery costs, typically held outside superannuation. Benefits remain tax-free with flexible usage for treatment, rehabilitation, or living expenses during recovery periods.
Income Protection
Replaces up to 75% of income during work incapacity from sickness or injury. Available inside super or as standalone policies with tax-deductible premiums. Benefit periods and waiting times tailored to individual occupational needs and financial circumstances.
People
Jim Wirth
Managing Director
With 15 years' mining industry experience and 25+ years in financial services, Jim specialises in high-risk occupation insurance. A lifelong Mount Isa resident, he combines local knowledge with national industry insights to deliver practical risk management solutions.
Rachelle Lewis
Financial Support Officer
Certified IV in Accounting qualified, Rachelle supports clients with policy queries and administrative processes. Her financial services expertise since 2018 ensures smooth client interactions and efficient management of insurance documentation and compliance requirements.
Questions
What insurance types do you specialise in?
We specialise in life, mining, trauma, TPD, income protection, and superannuation insurance tailored to high-risk occupations.
Do you offer mining industry-specific coverage?
Yes, we provide customised insurance solutions for metalliferous, coal, and gas industry workers including underground and offshore operations.
How do you ensure competitive rates?
By partnering with major insurers and conducting comprehensive policy reviews to identify premium savings and improved coverage options.
Can you help with existing insurance policies?
We review existing programs to suggest improvements, cost savings, and ensure coverage aligns with current needs.
Are you locally owned and operated?
Yes, we've been serving Mount Isa since 1977 with a team that understands local industry requirements.