Business Details
Your Trusted Financial Partner in Australia
At EZ Finance, we have established ourselves as trusted financial advisors with over 60 years of collective experience in the finance industry. Our team specialises in providing tailored financial solutions to both consumers and business owners across Australia, leveraging our extensive network of over 150 banks and lenders. We pride ourselves on innovative problem-solving, utilising cutting-edge technology to streamline approvals and deliver swift, efficient service.Our commitment to thinking outside the box ensures we address complex financial challenges with creative strategies, while our national reach combined with local service guarantees accessibility and personalised support. As holders of an Australian Credit License, we operate with integrity and transparency, prioritising client satisfaction through expert guidance and a deep understanding of evolving lending criteria.
Services
Business Finance
Car Loans
Home Loans
Personal Loans
Commercial Finance
Highlights and features
- We offer over 60 years of collective finance industry experience.
- Our team connects clients with 150+ banks and lenders nationwide.
- We specialise in innovative solutions for complex financial situations.
- We utilise cutting-edge technology for fast and efficient approvals.
- We provide national service with a local, personalised approach.
Associations and certifications
- Australian Credit Licence Number (ACL): 392611
- AFCA
What people say
Excellent service
Timely approvals
Creative solutions
Professional team
Stress-free process
Services
Business Finance
We specialise in business financing solutions for cash flow, equipment purchases, and expansion. Our team connects clients with over 100 lenders to secure tailored options, including unsecured loans, chattel mortgages, and development finance. With expertise in non-coded commercial lending, we help businesses access capital quickly while navigating complex credit scenarios.
Car Loans
Our vehicle financing services cover cars, trucks, and commercial machinery through 50+ lenders. We offer competitive rates for business and personal use, including novated leases and self-certified loans. Our car matching service helps clients find optimal deals with exclusive discounts unavailable through dealerships.
Home Loans
We provide residential and investment home loans for all credit profiles, including low-deposit and self-employed applicants. Our platform compares hundreds of loans from 80+ lenders to find optimal terms. We specialise in complex cases, bad credit scenarios, and refinancing solutions with same-day approval options.
Personal Loans
Our personal loan services offer up to $70,000 through multiple lenders, with approval possible same-day. We cater to both prime and subprime borrowers, providing competitive rates based on credit profiles while offering flexible terms for various personal financial needs.
Commercial Finance
We facilitate commercial and development finance for property projects, working with private lenders to overcome traditional bank restrictions. Our specialists handle complex cases requiring equity structuring, pre-sales strategies, and international funding connections for large-scale developments.
People
Philip Rice
CEO
With 25+ years in finance, Philip holds a Diploma in Finance and is a Certified Professional Business Advisor. He founded EZ Finance in 2014 after senior roles at BankSA and Century21 Home Loans.
Michael Ryder
Credit Advisor
A FBAA member since 2014, Michael brings 20 years of sales experience. He specialises in home loans and serves clients nationwide through digital platforms.
John Kalantzis
Senior Finance Broker
With a Diploma in Mortgage Broking Management, John has 20+ years of finance experience. He focuses on connecting Adelaide and Melbourne clients with tailored lending solutions.
Rojin Meimandi
Credit Advisor
Based in Melbourne's west, Rojin combines certificate IV qualifications with customer-centric service. He specialises in helping diverse clients achieve financial freedom through strategic loan solutions.
Debbie Hundal-Rice
National & Admin Office Manager
Debbie oversees daily operations with 10+ years in finance administration. Her expertise includes loan application management and compliance for national lending processes.
Questions
What types of loans does EZ Finance offer?
We offer home loans, business finance, car loans, personal loans, commercial finance, and development loans tailored to individual needs.
Can I get a loan with bad credit?
Yes, we specialise in non-conforming loans and can help clients with credit defaults secure financing at competitive rates.
How quickly can I get approved for a loan?
Many applications are approved within 24 hours using our streamlined digital platform and lender network.
Do you offer financing for self-employed individuals?
Yes, we provide self-certified loans for business owners without completed tax financials.
What areas do you service?
We operate nationwide across Australia, offering localised service from our Adelaide headquarters.
Are your services free?
Our initial advice is free, as lenders pay us upon successful loan settlement. Fees may apply for specialised consulting.
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