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Your Trusted Accounting Partner in Lennox Head
Saltwater Accountancy is a community-focused accounting firm serving clients in Northern Rivers and Bega Valley, NSW. Our team of certified professionals provides personalized taxation, bookkeeping, and business advisory services tailored to individuals and local businesses. With over 15 years of membership in CPA Australia and specialized expertise in tax compliance, we prioritize building long-term relationships while leveraging our deep understanding of ATO regulations.

Our services include income tax returns, BAS reporting, business structuring, and strategic financial planning to support wealth creation. We maintain registrations as Tax Agents, Justice of the Peace, and ASIC agents to deliver comprehensive solutions. Our approach combines technical excellence with a commitment to simplifying financial processes for coastal communities, ensuring clients benefit from both regulatory compliance and practical business insights.
Services
Taxation Accounting Business Advisory Bookkeeping Tax Planning
Highlights and features
  • Personalized service from CPA-certified accountants with 15+ years' experience
  • Specialized knowledge of ATO compliance and small business concessions
  • Registered agents for ASIC, payroll tax, and long service leave obligations
  • Community-focused approach with local Northern Rivers and Bega Valley expertise
  • Comprehensive support covering taxation, accounting, and business structuring
Associations and certifications
  • CPA Australia
  • Tax Agent (ATO)
  • Justice of the Peace (NSW)
What people say
Approachable and friendly service Simplified business structures Reliable tax expertise Local market knowledge Timely compliance support
Services
Taxation Services
Our certified chartered accountants provide comprehensive tax solutions for individuals and businesses. We handle income tax returns, BAS reporting, GST allocations, and PAYG obligations while ensuring compliance with ATO regulations. Specialized expertise in capital gains tax calculations and small business concessions helps clients maximize deductions and minimize liabilities.
Business Advisory
We offer strategic guidance for business growth through financial analysis and planning. Services include management reporting, budgeting, and internal accounting system setup. Our advisors help clients develop tax-effective structures for business, property, and family investments while maintaining compliance with regulatory requirements.
Bookkeeping
Professional bookkeeping services using Xero, MYOB, and QuickBooks platforms. We manage financial transactions, payroll obligations, and compliance reporting for businesses. Regular bookkeeping ensures accurate financial records and timely submission of ATO-mandated reports including superannuation and GST returns.
People
Graeme Toohill
Certified Practising Accountant
CPA member with 15+ years' experience, registered Tax Agent and NSW Justice of the Peace. Specializes in business taxation and compliance for sole traders, partnerships, and companies. Provides strategic financial advice to coastal businesses in Northern Rivers and Bega Valley.
Questions
What accounting services do you offer for local businesses?
We provide bookkeeping, financial reporting, payroll compliance, and business advisory services tailored to Northern Rivers and Bega Valley businesses using Xero, MYOB, and QuickBooks platforms.
How do you support clients with tax obligations?
Our ATO-registered Tax Agents handle income tax returns, BAS/GST reporting, PAYG withholding, capital gains calculations, and small business concession planning for individuals and companies.
Can you help with business structure setup?
Yes, we assist with company and trust formations, partnership agreements, and tax residency issues while ensuring compliance with ASIC and ATO requirements.
What areas do you service?
We primarily serve Northern Rivers and Bega Valley regions with offices in Lennox Head and Tathra, supporting clients in Byron Bay, Melbourne, and surrounding coastal communities.
What qualifications do your accountants hold?
Our team includes CPA Australia members, registered Tax Agents, Justice of the Peace officers, and accredited agents for ASIC and NSW Long Service Leave obligations.