IBN Private

Business Details

22 Years

experience

Your Trusted Partner for Private Lending Solutions

IBN Private is Australia's most experienced private funding specialist, established in 2004. Our team combines over 150 years of combined industry experience to deliver tailored commercial finance solutions for property developers and business owners. We specialise in bridging the gap when traditional lenders decline applications, offering flexible alternatives for complex funding needs. Our services span private lending, land banking, commercial property loans, and development finance, with a focus on speed, transparency, and ethical practices.

With offices in Brisbane, Sydney, Melbourne, and the Sunshine Coast, we serve clients Australia-wide through a network of 250+ private funders. Our proven track record includes approving indicative offers within 24 hours and settlements in as little as 10 days, ensuring clients access capital when time-sensitive opportunities arise.

Services

Private Lending Land Banking Commercial Property Loans Short Term Business Loans Development Finance Non-Conforming Loans Bridging Finance Mezzanine Funding Preferred Equity Stretch Senior Debt

Details

Year established: 2004

Highlights and features

Over 150 years combined team experience in private lending
Access to 250+ private funders nationwide
Indicative approvals within 24 hours
No upfront fees for loan applications
Tailored solutions for non-conforming finance scenarios

What people say

Fantastic service Highly recommended Quick approvals Expert solutions Ethical practices

Website

Update Listing

Services

Private Lending

IBN Private offers secured private lending solutions for businesses and property developers. Our asset-backed mortgages range from $250,000 to $10 million with flexible terms up to three years. We specialise in rapid approvals without requiring traditional financial statements, focusing on real estate collateral value. Clients benefit from streamlined processes and direct access to our panel of 250+ private lenders, ensuring tailored financing for time-sensitive opportunities.

Development Finance

We provide tailored funding for residential and commercial property developments valued between $2M and $200M. Our solutions cover land acquisition, construction costs, and residual stock financing without pre-sale requirements. With LVRs up to 100% for construction costs and approvals possible within 24 hours, we support developers through all project phases from concept to completion.

Commercial Property Loans

Our commercial property loans cater to non-conforming scenarios with funding from $500,000 to $50 million. We specialise in complex cases involving credit impairments or unconventional assets, offering LVRs up to 70% and interest rates starting at 5% pa. Solutions include first mortgages, mezzanine funding, and hybrid debt instruments for property acquisitions and redevelopments.

Short Term Business Loans

IBN Private delivers rapid-access business financing for urgent needs like tax arrears, equipment purchases, or settlement gaps. Loans from $250,000 to $10 million feature flexible repayment terms and security-based approvals. We prioritise speed with indicative offers within 24 hours and settlements possible in 10 days, requiring only real estate collateral rather than detailed financial histories.

Land Banking

We fund strategic land acquisition projects with financing from $500,000 to $50 million. Our solutions support buy-and-hold strategies for future development, covering greenfield sites and distressed assets in growth areas. We focus on location potential rather than immediate financial metrics, enabling investors to capitalise on market appreciation through flexible loan structures.

People

Scott Roberts

CEO

With 40 years' experience, Scott leads IBN Private's strategic direction. He specialises in complex finance solutions and has built relationships with over 250 private funders since 2004.

Paul ORourke

Credit Manager

Paul oversees risk assessment and credit policy implementation. His expertise ensures balanced lending decisions that maintain portfolio integrity while maximising client approval opportunities.

Questions

What private lending options exist for bad credit?

IBN Private specialises in non-conforming loans where credit history isn't the sole factor. We focus on asset value and exit strategies, offering solutions when traditional lenders decline applications.

How quickly can development finance be arranged?

Indicative approvals occur within 24 hours, with settlements possible in 10 days. Our streamlined process prioritises speed while maintaining rigorous risk assessment standards.

What security types are accepted?

We accept diverse real estate collateral including commercial properties, land banks, residential units, and industrial assets. Unconventional securities are considered case-by-case.

Are upfront fees required?

No upfront fees apply for loan applications. Our cost structure is transparently disclosed at initiation with no hidden charges during the funding process.

How does land banking financing work?

We provide acquisition funding based on future land value potential. Loans consider zoning prospects and development timelines rather than immediate income generation capabilities.