Business Details
20 Years
experience
Trusted Mortgage Brokers in Geelong & Torquay
Established in 2006, Konnect Financial Services has built a reputation as a trusted provider of tailored financial solutions in Geelong, Torquay, and across Australia. Our team of experienced and accredited professionals specialises in mortgage broking, insurance, and loan services, offering clients access to a wide range of products from leading lenders. With a focus on personalised service, we prioritise understanding individual financial goals to deliver customised advice and support. Our commitment to excellence is reflected in our accreditations through the Mortgage & Finance Association of Australia (MFAA) and the Credit and Investments Ombudsman (CIO), ensuring adherence to industry standards.We pride ourselves on transparency, flexibility, and client-centricity, offering appointments outside regular hours and in-home consultations to accommodate diverse needs. By maintaining long-term relationships with clients and staying informed about market trends, we empower homeowners, investors, and businesses to make confident financial decisions. Our track record of positive client testimonials underscores our dedication to reducing financial stress and achieving optimal outcomes through expert guidance and innovative solutions.
Services
Home Loans
Commercial Property Loans
Construction Loans
Insurance Broking
Debt Consolidation
Bridging Loans
Lo-DoC Loans
Refinancing
Investment Loans
Financial Planning
Details
- Year established: 2006
Highlights and features
- We offer 19+ years of combined experience in mortgage broking and finance.
- Our team holds active accreditations with MFAA and CIO for industry-standard compliance.
- We provide flexible appointment times, including after-hours and in-home consultations.
- We access 40+ lenders to secure competitive loan rates and tailored solutions.
- Our client-centric approach prioritises long-term financial planning and transparency.
Associations and certifications
- Mortgage & Finance Association of Australia (MFAA)
- Credit and Investments Ombudsman (CIO)
What people say
Stress-free process
Exceptionally knowledgeable
Patient and helpful
Outstanding service
Reduced debt significantly
Services
Home Loans
Konnect Financial Services provides tailored home loan solutions for first-time buyers, property investors, and refinancers. Our brokers compare products from 40+ lenders to secure competitive rates and terms aligned with your financial goals. With expertise in variable, fixed, and low-doc loans, we simplify the application process and offer ongoing support to ensure long-term affordability.
Commercial Property Loans
We specialise in commercial property financing, offering loans for retail, industrial, and office spaces with LVRs up to 75%. Our brokers connect clients with 15+ leading commercial lenders, providing flexible terms for owner-occupiers and investors. Services include streamlined applications, equity assessments, and strategies for tax-efficient property portfolios.
Construction Loans
Our construction loans enable staged payments for new home builds or renovations. Funds are released incrementally as project milestones are met, reducing interest costs during construction. We assist owner-builders and developers in securing financing for house-and-land packages or custom builds, with expert guidance on documentation and lender requirements.
Insurance Broking
We offer comprehensive insurance solutions, including home, car, and loan protection policies from major Australian providers. Our brokers assess your risk profile to recommend coverage that safeguards assets and income. Services include policy comparisons, claims assistance, and tailored advice to ensure adequate protection against unforeseen events.
Debt Consolidation
Our debt consolidation services help clients simplify repayments by combining multiple debts into a single loan with a lower interest rate. We analyse your financial situation to identify optimal restructuring strategies, reducing monthly payments and accelerating debt clearance while minimising stress and complexity.
People
Adam Chalmers
Director
Adam Chalmers, director of Konnect Financial Services, has over 15 years of experience in mortgage broking and finance. Specialising in debt consolidation and first-home buyer assistance, he prioritises client education and tailored solutions. His expertise in low-doc loans and investment strategies has earned him consistent five-star reviews for stress-free service.
Questions
What does a mortgage broker like Konnect do?
Our brokers compare lenders to find tailored home loans, handle paperwork, and negotiate terms for purchases, refinancing, or investments.
Why use a local Geelong mortgage broker?
Local brokers understand regional property trends and lending requirements, offering advice aligned with Geelong and Torquay markets.
Can Konnect assist first-home buyers?
Yes, we guide first-home buyers through grants, deposits, and approvals, including stamp duty concessions and the First Home Guarantee.
Do you offer loans for self-employed individuals?
Yes, we specialise in low-doc loans and flexible income verification for self-employed applicants across Geelong and Torquay.
How does refinancing work?
Refinancing switches your mortgage to a better rate or terms. We compare offers to potentially save you thousands over your loan term.
What if I need finance before selling my home?
We provide bridging loans to buy before selling, reducing stress in competitive markets like Geelong West or Torquay North.
