Business Details
18 Years
experience
Your Trusted Accounting Partner in Mornington
Smart Business Solutions has been serving Mornington Peninsula business owners and individuals for over 17 years, specializing in proactive financial advisory services. Our approach focuses on identifying underperforming financial areas and implementing strategies to optimize clients' financial potential. We prioritize client education to empower informed decision-making, distinguishing ourselves through transparent communication and technical expertise.With weekly staff training programs and a commitment to workplace wellness, we maintain a team of specialists in tax planning, cash flow management, and business strategy. Our recognition through industry awards, including the 2025 Count Financial Excellence in Innovation award, reflects our commitment to delivering measurable financial outcomes for clients.
Services
Tax Planning
Cash Flow Planning
CFO Services
SMSF Financial Planning
Business Valuations
Xero Solutions
Mortgage Lending
Asset Protection
Estate Planning
Bookkeeping
Details
- Year established: 2008
Highlights and features
- We offer 17+ years of specialized experience in Australian business taxation
- Our team holds Chartered Accountant and Registered Tax Agent qualifications
- We implement cloud-based accounting solutions for real-time financial management
- Our client education approach empowers informed financial decision-making
- We provide integrated business and personal financial planning services
What people say
Invaluable advice
Best in the business
Proactive approach
Expertise beyond tax
Instrumental partner
Services
Tax Planning
Our tax planning services focus on minimizing liabilities while maximizing legitimate deductions. We analyze clients' financial situations to implement strategic tax-saving measures before critical deadlines. Our approach combines compliance with proactive planning to optimize after-tax returns for businesses and individuals.
Cash Flow Planning
We create comprehensive cash flow projections to help businesses manage liquidity effectively. Our services include 3-way forecasts integrating profit & loss, balance sheet and cash flow statements. This enables clients to anticipate financial challenges and capitalize on growth opportunities through data-driven decision-making.
CFO Services
Our virtual CFO services provide strategic financial leadership for growing businesses. We offer performance analysis, KPI tracking, and organizational reviews to improve profitability. This includes business planning sessions and cash flow management strategies tailored to each client's specific needs.
SMSF Financial Planning
We specialize in Self-Managed Super Fund planning, combining accounting precision with financial strategy. Our services cover retirement planning, asset protection, and tax-effective wealth management solutions that align with clients' long-term financial goals.
Business Valuations
Our business valuation services determine market worth and growth potential. We analyze financial metrics and market positioning to provide accurate valuations for succession planning, sales, or strategic development purposes. This includes assessing operational efficiency and identifying value-enhancement opportunities.
People
Shannon Smit
Founding Director
Chartered Accountant with 17+ years experience in financial advisory. Recipient of 2025 Count Financial Excellence in Innovation award. Specializes in tech-driven financial solutions and business growth strategies.
Daniel McCulloch
Partner
Experienced Chartered Accountant focusing on tax optimization and business strategy. Holds dual qualifications in accounting and mortgage broking. Specializes in helping businesses implement growth-focused financial systems.
Bianca Carroll
Financial Adviser
Certified financial planner with expertise in integrated business and personal wealth management. Brings practical experience from previous career in veterinary medicine to financial advisory services.
Ashlea Edwards
Mortgage Broker
Specializes in structuring property investment loans and business financing solutions. Combines mortgage expertise with broader financial planning to create comprehensive wealth-building strategies.
Josh Underhill
Manager Accountant
Experienced in cloud accounting systems and business process optimization. Focuses on helping clients transition to digital financial management solutions for improved efficiency.
Questions
What accounting software do you work with?
We specialize in Xero cloud solutions and integrate with inventory management systems like Dear Inventory for comprehensive business operations.
Do you offer initial consultations?
Yes, we provide complimentary 30-minute discovery meetings to assess your financial needs and recommend appropriate solutions.
What tax services do you provide?
Our tax services include strategic planning, compliance, depreciation reports, and business structure optimization to minimize liabilities.
How do you support business growth?
We offer virtual CFO services, cash flow forecasting, KPI development, and organizational reviews to help businesses scale effectively.
Are you qualified financial planners?
Yes, our team includes certified financial planners who specialize in integrated business and personal wealth management solutions.
What industries do you specialize in?
We work with retail businesses, professional services, medical practitioners, construction companies, and hospitality venues across the Mornington Peninsula.
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