Business Details
41 Years
experience
Trusted Chartered Accountants in Winmalee, NSW
Martin & Luscombe has been delivering tailored accounting, tax, and financial planning services to businesses and individuals for over 35 years. Our approach centers on regular face-to-face consultations to foster wealth creation and business growth. We specialize in business advisory services, SMSF management, audits for not-for-profits, and personalized tax solutions. Our team of Chartered Accountants combines deep local knowledge of the Blue Mountains, Penrith, and Greater Sydney regions with international professional standards. We prioritize proactive financial strategies, including budgeting, cash flow forecasting, and business structuring, to help clients achieve long-term objectives.Accredited as Xero Silver Champion Partners and holders of the Accounting Data Security Standard, we ensure technical excellence and data protection. Our philosophy emphasizes measurable outcomes, strategic planning, and client education to empower informed financial decisions. With a focus on small to medium enterprises and individual wealth management, we provide cost-effective packages that address accounting, taxation, and retirement planning needs. Our commitment to ethical practice and client-centric service has established us as trusted advisors in the communities we serve.
Services
Accounting
Auditing
Business Advisory
Estate Planning
Financial Planning
SMSF Services
Tax Solutions
Bookkeeping
Cash Flow Forecasting
Annual Budgeting
Details
- Year established: 1985
Highlights and features
- We offer 35+ years of experience in accounting and financial planning.
- Our team holds Chartered Accountant accreditation for technical excellence.
- We provide face-to-face consultations for personalized financial strategies.
- We specialize in business growth planning and SMSF administration.
- We offer a free one-hour initial consultation for new clients.
Associations and certifications
- Institute of Chartered Accountants
- Accounting Data Security Standard (ADSS)
What people say
Personalized attention
Expert tax advice
Proactive planning
Local knowledge
Long-term support
Services
Business Advisory
Our Business Advisory services help SMEs develop strategic plans, improve cash flow, and optimize business structures. We conduct regular performance reviews to identify growth opportunities and implement measurable strategies. Clients benefit from tailored advice on increasing customer retention, transaction value, and operational efficiency.
SMSF Administration
We provide comprehensive SMSF setup, compliance audits, and ongoing administration for self-managed super funds. Our services include investment strategy development, tax planning, and regulatory reporting. Clients receive expert guidance to ensure their retirement savings align with long-term financial goals.
Tax Planning
Our tax planning services cover individual and business tax returns, minimization strategies, and compliance with ATO requirements. We identify eligible deductions, manage payroll reporting, and advise on tax-effective business structures to maximize savings while maintaining compliance.
Financial Planning
We offer personalized financial planning for retirement, asset protection, and estate planning. Services include cash flow analysis, investment advice, and succession planning to help clients build sustainable wealth and secure their financial future.
Auditing
We conduct audits for not-for-profit organizations and SMSFs, ensuring adherence to regulatory standards. Our audit process includes financial statement verification, internal control assessment, and compliance reporting to maintain transparency and regulatory alignment.
People
Graham Martin
Partner
Graham Martin co-founded Martin & Luscombe in 1985. With over 35 years of experience, he specializes in business advisory services and strategic financial planning for SMEs across NSW.
Don Luscombe
Partner
Don Luscombe brings decades of expertise in accounting and tax compliance. As co-founder, he focuses on audit services and superannuation management, supporting clients in the Blue Mountains and Greater Sydney regions.
Questions
What accounting software do you support?
We are Xero Silver Champion Partners and specialize in cloud accounting solutions for businesses using Xero.
Do you offer free initial consultations?
Yes, we provide a free one-hour consultation to discuss your accounting, tax, or financial planning needs.
What areas do you service?
We serve clients in the Blue Mountains, Penrith, Greater Sydney, and regional NSW from our Winmalee office.
Are you qualified Chartered Accountants?
Yes, our team holds Chartered Accountant accreditation through the Institute of Chartered Accountants.
What business packages do you offer?
We provide three comprehensive packages covering accounting, tax compliance, and business growth planning for SMEs.
How do you handle SMSF audits?
We conduct full SMSF compliance audits and provide ongoing administration support to ensure regulatory adherence.
