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Your Trusted Insurance Broker in Perth
Matrix Insurance is a proudly Australian-owned and operated national insurance brokerage founded by Oliver Whittingham. We specialise in providing tailored general insurance solutions for small to medium-sized businesses, leveraging access to over 120 underwriters and insurers to secure competitive policies. Based in Perth, Western Australia, we serve clients nationwide with a focus on understanding unique business needs and delivering expert, down-to-earth advice.

Our team is dedicated to simplifying the insurance process, ensuring comprehensive coverage for industries including hospitality and late-night leisure. With a commitment to continuous reviews and market remarketing, we prioritise long-term client relationships and stress-free experiences. Our expertise extends to high-risk sectors where other brokers may struggle to find solutions, making us a trusted partner for businesses seeking reliable protection.
Services
Business Insurance Public Liability Industrial Special Risk Professional Indemnity Cyber Insurance Workers Compensation
Highlights and features
  • We offer access to over 120 insurers for competitive coverage options
  • Our team provides tailored insurance solutions for high-risk industries
  • We deliver continuous policy reviews and market remarketing services
  • Our brokers hold Australian Financial Services Licence credentials
  • We specialise in hard-to-place insurance for hospitality businesses
What people say
Quick, professional, efficient Perfect insurance policy Highly recommend Excellent service Competitive pricing
Services
Business Insurance
Our business insurance policies provide tailored protection for companies of all sizes and industries. We assess each client's unique risks to create comprehensive coverage that safeguards assets and operations. With access to over 120 insurers, we secure competitive premiums while maintaining focus on policy quality and suitability for Australian businesses.
Public Liability
Public liability insurance protects businesses from third-party claims of property damage or bodily injury. We help clients understand their exposure levels and secure appropriate coverage limits. Our team ensures policies address industry-specific risks while maintaining cost-effectiveness through our extensive insurer network partnerships.
Professional Indemnity
Professional indemnity insurance covers claims arising from professional mistakes or negligence. We specialise in arranging coverage for service-based businesses, including design firms and consultants. Our brokers help clients understand policy exclusions and secure appropriate limits based on their professional activities and risk exposure.
Cyber Insurance
Cyber insurance protects against financial losses from data breaches and cyber attacks. Our policies cover investigation costs, legal fees, and business interruption losses. We help businesses implement risk mitigation strategies while securing comprehensive coverage through our specialist insurer partners to address evolving digital threats.
Workers Compensation
Workers compensation insurance provides statutory coverage for workplace injuries. We assist businesses in meeting legal requirements while securing competitive premiums. Our brokers help determine appropriate industry classifications and ensure policies comply with state-specific regulations across Australia.
People
Oliver Whittingham
Managing Director
With over 18 years in the insurance industry, Oliver established Matrix Insurance to provide personalised brokerage services. He specialises in SME insurance solutions and has particular expertise in hospitality sector coverage.
Claudia
Account Manager
Claudia manages annual policy renewals and client relationships, known for her exceptional service in simplifying complex insurance processes. She holds AR Licence No. 1284793 and has been with Matrix for several years.
Amanda
Account Manager
Amanda provides expert insurance advice with AR Licence No. 1312616. She specialises in policy reviews and market remarketing to ensure clients maintain optimal coverage at competitive rates.
Lara
Claims Manager
Lara handles claims management and policy administration with AR Licence No. 1305168. She ensures smooth claims processes and provides ongoing support for policyholders experiencing insurance events.
Dale
Broker Assistant
Dale supports the brokerage team with policy documentation and client communications. He works closely with senior brokers to ensure efficient service delivery across all insurance products.
Questions
What business insurance products do you offer?
We offer business insurance, public liability, professional indemnity, cyber insurance, workers compensation, and industrial special risk policies tailored to Australian businesses.
Do you specialise in any particular industry?
We specialise in hospitality and late-night leisure industries, providing coverage where other brokers often struggle to find solutions.
How do you ensure competitive pricing?
With access to over 120 insurers, we negotiate competitive premiums while maintaining policy quality through continuous market remarketing.
What areas do you service?
Based in Perth, we provide insurance solutions to businesses across Australia with nationwide coverage capabilities.
How does your claims process work?
Our dedicated claims manager provides end-to-end support, ensuring prompt resolution and minimal disruption to your business operations.
Can you help with difficult-to-place insurance?
Yes, our expertise includes finding solutions for unique business risks and hard-to-place insurance requirements across various industries.
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