Business Details
30 Years
experience
Trusted Mortgage Brokers in Glenorchy, Tasmania
United Home Loans is an independent, Tasmanian-owned mortgage brokerage established in 1996. Our team of experienced finance professionals provides personalized service, leveraging over 25 years of industry expertise to connect clients with over 100 loan options from 20+ Australian lenders. As a full member of the Finance Brokers Association of Australia (FBAA), we maintain rigorous professional standards while delivering tailored loan solutions for first-home buyers, investors, and self-employed individuals. Our reputation for transparency, market knowledge, and client-centric service has been built through decades of successful property financing cases. We simplify the loan process by eliminating industry jargon and offering flexible appointment times, including after-hours and mobile consultations.Our proven track record includes securing competitive rates for complex cases, including non-conforming loans and business financing. With a focus on long-term client relationships, we guide clients through every stage of the loan process from pre-approval to settlement. Our team's deep understanding of evolving market conditions ensures clients receive current, relevant advice. We maintain strict compliance with Australian privacy laws while prioritizing client convenience through streamlined documentation processes. Our commitment to excellence is evidenced by numerous client testimonials praising our professionalism, responsiveness, and successful outcomes.
Services
Home Loans
Refinancing
Investment Loans
Self-Employed Loans
Non-Conforming Loans
Business Loans
First Home Buyers
Loan Pre-Approval
Mortgage Consultation
Loan Comparison
Details
- Year established: 1996
Highlights and features
- 25+ years of mortgage industry experience
- Access to 100+ loan products from 20+ lenders
- Personalized loan structuring for unique circumstances
- Specialist expertise in non-conforming and self-employed loans
- Proven track record with 500+ successful property financings
Associations and certifications
- Finance Brokers Association of Australia (FBAA)
What people say
Excellent service
Prompt and efficient
Thorough financial knowledge
Natural choice for refinancing
Helped start our lives together
Services
Home Loans
We provide comprehensive home loan solutions tailored to individual circumstances. Our service includes loan product comparison, pre-approval assistance, and settlement support. We work with major banks and non-bank lenders to find competitive rates for first-home buyers and property investors. Our team explains loan features clearly, helping clients understand repayments, fees, and long-term implications.
Refinancing
Our refinancing service helps clients reduce mortgage costs and improve loan terms. We analyze existing loans, identify savings opportunities, and negotiate with lenders to secure better rates. We assist with debt consolidation, equity release for renovations, and switching lenders when current providers underperform. Our process maintains financial stability while optimizing loan structures.
Investment Loans
We specialize in investment loan solutions for property portfolios. Our service covers loan structuring for multiple properties, interest-only options, and equity management. We help investors understand tax implications, cash flow requirements, and portfolio growth strategies. Our lender network provides competitive rates for both residential and commercial investment properties.
Self-Employed Loans
We offer tailored loan solutions for self-employed applicants facing traditional lending challenges. Our service includes alternative documentation assessment, income verification strategies, and lender matching. We work with lenders that understand non-traditional income streams, providing viable loan options for business owners, contractors, and freelancers.
Non-Conforming Loans
Our non-conforming loan service addresses unique financial situations traditional lenders decline. We assist applicants with adverse credit history, recent bankruptcies, or irregular employment patterns. Our specialist lenders offer flexible underwriting criteria while maintaining responsible lending practices. We guide clients through documentation requirements and loan approval processes.
People
Rick Field
Managing Director
With over 40 years in finance since 1981, Rick established United Home Loans in 1996. His banking background with ANZ and deep market knowledge have built a trusted brokerage serving Tasmanian and national clients. Rick specializes in complex loan solutions and maintains strong lender relationships.
Questions
What loan options do you offer?
We provide access to over 100 loan products including home loans, investment loans, refinancing options, and specialized solutions for self-employed applicants.
How do you help first-home buyers?
We guide first-home buyers through the entire process, offering pre-approval assistance, government grant information, and tailored loan structures.
Can you assist with non-conforming loans?
Yes, we specialize in non-conforming loans for applicants with irregular employment, adverse credit history, or unique income streams.
How does your refinancing process work?
We analyze your current loan, identify savings opportunities, and structure refinancing solutions to reduce repayments or consolidate debts.
What areas do you service?
While based in Tasmania, we provide mortgage services to clients across Australia through our network of lenders.
Is your consultation service free?
Yes, we offer free initial consultations to assess your needs and match you with suitable loan options from our lender network.
