Business Details
50+ Years
experience
Emergency
services
Your Trusted Partner for Comprehensive Insurance Solutions
GIO Insurance has been a trusted name in the Australian insurance industry since 1927, providing comprehensive coverage solutions tailored to individual and business needs. Our expertise spans car, home, business, and specialty insurance products, supported by a nationwide network of approved repairers and a lifetime repair guarantee. We prioritize customer-centric service through 24/7 claims support, flexible policy options, and innovative digital tools like the GIO App. With over 95 years of industry experience, we combine deep knowledge with modern convenience to deliver reliable protection.Our commitment to transparency is evident in clear pricing structures, multi-policy discounts, and straightforward claims processes. We maintain rigorous quality standards through partnerships with qualified professionals and continuous improvement initiatives. As part of AAI Limited, we leverage extensive resources while maintaining local market responsiveness. Our community focus extends to disability sports sponsorship programs and tailored insurance solutions for diverse customer circumstances.
Services
Car Insurance
Home Insurance
Business Insurance
CTP Insurance
Roadside Assistance
Details
- Year established: 1927
Highlights and features
- We offer 24/7 claims service for immediate assistance
- Our nationwide repair network includes 300+ trusted providers
- We provide lifetime repair guarantees on authorized work
- Multi-policy discounts available for combined coverage
- Innovative GIO App for policy management and claims tracking
What people say
Flexible cover options
24/7 claims service
Lifetime repair guarantee
Multi-policy discounts
Easy claims process
Services
Comprehensive Car Insurance
Our comprehensive car insurance protects against accidental damage, theft, fire, and natural disasters. Policyholders benefit from 24/7 claims support, lifetime repair guarantees, and optional extras like roadside assistance. We provide up to $20 million legal liability coverage and include features like windscreen replacement and hire car provisions.
Home Insurance
Home insurance solutions protect against theft, fire, and natural disasters including flood coverage. Policies include contents protection, emergency accommodation, and repair guarantees. Optional covers extend protection for valuable items and specific risks.
CTP Insurance
Compulsory third-party insurance covers injury liability for vehicle owners in NSW and ACT. This mandatory coverage protects against compensation claims from accident victims while excluding vehicle damage protection.
Roadside Assistance
Optional roadside assistance covers flat batteries, tire changes, and fuel emergencies. Available 24/7 with no joining fee, this service provides immediate support for vehicle breakdowns and minor emergencies.
Business Insurance
Tailored business insurance protects against property damage, liability claims, and operational disruptions. Policies include customizable coverage for equipment, premises, and business continuity with industry-specific risk management solutions.
Questions
What types of insurance does GIO offer?
GIO provides car, home, business, CTP Green Slip, MAI, caravan, motorcycle, and boat insurance with optional covers.
How do I make a claim?
Lodge claims 24/7 online, through the GIO App, or by phone with immediate tracking capabilities.
Are there discounts available?
Yes, we offer multi-policy discounts, claims-free savings, family discounts, and online purchase incentives.
Can I choose my own repairer?
Yes, you may select your preferred repairer subject to our assessment and approval process.
What is the lifetime repair guarantee?
All authorized repairs carry a lifetime guarantee covering workmanship and materials for the vehicle's lifespan.
Is roadside assistance available?
Yes, GIO Roadside Assist is available as an optional add-on with comprehensive policies.
