Indian Ocean Financial Services

Independent Advisers WA is a team of experienced financial planners dedicated to empowering individuals over 50 to take control of their financial future. We understand the unique challenges and opportunities that come with this phase of life, and we're committed to providing tailored solutions that align with your individual goals.

Who We Are

Our team is led by Mick Steffan, a qualified independent financial planner and accountant, and is supported by a diverse group of experienced professionals with expertise in various fields. We hold memberships in the Certified Independent Financial Advisers Association (CIFA) and adhere to the highest ethical standards.

What We Do

We provide comprehensive financial planning services addressing various financial challenges, including:

Retirement Planning

• Developing tailored strategies to maximize your superannuation and retirement savings
• Ensuring a comfortable and secure income during your golden years

Major Life Transitions

• Guidance through significant changes like retirement, divorce, or estate planning

Debt Management

• Creating a clear and manageable debt repayment plan to eliminate financial burden

Estate & Legacy Planning

• Protecting your assets and ensuring your wishes are honored after your passing

Investment Strategies

• Developing personalized investment plans to align your goals with your risk tolerance and financial objectives

Tax Optimization

• Comprehensive tax planning to minimize your tax obligations and maximize your returns

Our Core Values

Our approach is built on four core values that guide our client interactions:

• Clarity: We provide transparent and understandable explanations to empower you to make informed financial decisions.
• Accessibility: We prioritize open communication and personalized guidance to ensure you feel supported and involved.
• Value-Driven: We prioritize affordable and accessible financial solutions that deliver tangible results.
• Integrity: We uphold the highest ethical standards and act with transparency in all our dealings.

Our Commitment

At Independent Advisers WA, we believe financial planning should be a collaborative process. We work alongside you to create a personalized roadmap to address your unique financial situation and achieve your financial goals. With our guidance, you can take control of your financial future and live the life you envision.