Harding Wealth Management

Harding Wealth Management is a leading financial planning practice in Australia, renowned for our expertise in UK pension transfer advice. We take great pride in our unparalleled combination of UK and Australian financial planning qualifications, coupled with over 25 years of client advisory experience. Our proficiency in this niche area of advice is underpinned by our mission to provide the highest standard of service our clients deserve.

Who We Are

Our principal advisor, Simon Harding, brings over 20 years of UK-based pension advice experience and more than a decade of Australian-based financial advisory experience. Simon has attained the globally recognized Certified Financial Planner (CFP) status in both the UK and Australia, a prestigious designation that underscores his expertise in financial planning. He is also a Chartered Wealth Manager (UK) and one of the few CFP Chartered Fellows of the Chartered Institute of Securities and Investment (UK) in Australia. With these credentials, Harding Wealth Management is well-positioned to provide clients with the expertise they need for UK pension transfers.

Our Process

At Harding Wealth Management, we are committed to delivering personalised advice services tailored to our clients' unique needs. Our process begins with understanding your circumstances and goals, followed by a thorough analysis of your UK pension benefits and transfer options. We then present our recommendations in a clear and concise manner, ensuring you have a complete understanding of the implications and benefits of the transfer.

Services Offered

1. Australian QROPS (For over 55's) - If you are considering transferring your UK pension fund to Australia, we can guide you through the process once you reach the eligible age of 55. Our advice is centred on transferring to a complying QROPS fund, which ensures the integrity of your pension benefits.

2. UK based SIPP (For under 55's) - If you reside in Australia and have UK pension benefits, you might be aware that you cannot transfer the funds into the Australian Super system until you turn 55. However, you can still benefit from our qualified, ethical advice now.

3. UK Defined Benefit Pensions - These pensions offer a guaranteed level of income, spouse's pension, and inflation-proofing. If you are considering transferring to another style of pension fund, we can provide the guidance you need to make an informed decision.

4. Existing QROPS - If you have already transferred your UK pension entitlement to a QROPS fund in the last 10 years, you might now benefit from a review. We are available to engage with you to develop Australian-based financial strategies to assist you in creating and maintaining a comfortable lifestyle here.

5. Full Advice Service - Our professional advisers are ready to work with you on developing financial strategies tailored to your needs and goals in Australia.

6. Professional Advisers - If you are an accountant, lawyer, or migration agent with a client holding a UK Pension fund, we are delighted to assist you. We deliver value-add services to enhance and protect your client engagement.

Testimonials

"I couldn't be happier with the service you have provided moving my UK superannuation to Australia. The complexity of what you have done here end-to-end is staggering. Thank you for taking the angst out of what could have been a very stressful and problematic process." - Craig M, Sydney, NSW - July 2019

"I wanted good advice and got great advice. I wanted to deal with a company that is professional and I got a company that is at the top of their profession. I wanted to speak with real people and I got personal service. I would not hesitate to recommend Harding Wealth Management, they provide advice like it should be." - Ian P, Brisbane, QLD - November 2017