Business Details
30 Years
experience
Trusted Car Loan Brokers in Brisbane
Established in 1996, Aussie Car Loans has built a reputation as a trusted leader in the Australian car finance industry. As part of the Firstmac Group, we leverage over 30 years of collective expertise to connect Australians with competitive, low-rate car loans tailored to their unique needs. Our team of specialists works with a curated panel of reputable lenders to offer personalized financing solutions for new, used, classic, and business vehicles. We prioritize customer satisfaction through a streamlined application process, flexible loan terms, and transparent communication.Our commitment to innovation and customer-centric service has helped thousands of clients achieve their vehicle ownership goals. We maintain rigorous compliance with Australian Credit Licence regulations, ensuring ethical lending practices and financial security for our clients. Through continuous market research and strategic partnerships, we remain at the forefront of industry trends, delivering value-driven solutions that adapt to evolving customer needs. Our dedication to excellence has solidified our position as a market leader in automotive financing across Australia.
Services
New Car Finance
Used Car Loans
Classic Car Finance
Business Car Loans
Loan Refinancing
Low Doc Loans
Bad Credit Loans
Fleet Financing
Chattel Mortgages
Vehicle Insurance
Details
- Year established: 1996
Highlights and features
- We offer competitive fixed rates for new and used car loans across Australia
- Our trained consultants deliver fast approvals with minimal paperwork
- We partner with leading Australian lenders for reliable financing options
- We provide 100% finance options with no deposit required
- We offer flexible loan terms from 12 to 84 months with multiple repayment options
Associations and certifications
- Australian Securities and Investments Commission (ASIC)
Services
New Car Finance
New car finance provides immediate vehicle ownership through competitive fixed-rate loans. We offer terms from 12-84 months with flexible repayment options for both personal and business use. Our streamlined approval process delivers conditionally approved loans in minutes through our online application system.
Used Car Loans
Used car loans enable immediate ownership of second-hand vehicles through secured or unsecured financing options. We provide competitive rates for private purchases or dealership acquisitions with flexible terms up to 7 years. Our specialists help clients navigate the financing process while maintaining credit score benefits.
Business Car Finance
Business car finance solutions include chattel mortgages, novated leases, and hire purchase agreements for commercial vehicles. We offer tax-deductible options with GST claims and flexible structures for single vehicles or fleet acquisitions. Our specialists help businesses optimize cash flow through tailored financing arrangements.
Classic Car Finance
Classic car finance caters to vehicles over seven years old through specialized secured loans. We provide financing up to $100,000 with terms up to 5 years for collector vehicles, muscle cars, and imported classics. Comprehensive insurance requirements ensure protection for these unique automotive investments.
Loan Refinancing
Car loan refinancing helps clients secure better interest rates or adjust loan terms through lender switching. Our specialists analyze existing loan conditions to identify savings opportunities while managing exit fees and new loan establishment costs. The process typically takes 7-14 business days from application to settlement.
Questions
How does a new car loan work?
A new car loan allows immediate vehicle ownership through fixed-term financing with weekly, fortnightly, or monthly repayments including principal and interest.
What are the benefits of a new car loan?
New car loans provide immediate access to vehicles without full upfront payment, offering flexible terms, competitive rates, and potential tax benefits for business use.
Can I get a car loan with bad credit?
Yes, we offer bad credit car loans through specialized lenders, though these typically carry higher interest rates and require additional documentation.
What documents are needed for a car loan application?
Applications require identification, proof of income, bank statements, employment details, and vehicle purchase documentation for pre-approval assessment.
How long does car loan approval take?
Conditional approval typically takes 10-15 minutes through our online system, with full approval finalized within 1-3 business days after document verification.
What is a chattel mortgage?
A chattel mortgage is a secured business loan where the vehicle serves as collateral, offering tax deductions on interest payments and depreciation for eligible businesses.
