Your finance strategy tailored with care, managed with confidence
Calculated Lending is a premier finance and mortgage broking service based in Perth, Western Australia. With a strong commitment to delivering strategic, holistic, and personalised advice, we specialise in providing custom solutions for home and investment lending, commercial and business finance, asset finance, and development finance. Our services are tailored to suit your unique financial needs and goals, ensuring long-term success and satisfaction.
At Calculated Lending, we pride ourselves on our exceptional financial and industry expertise, combined with an in-depth understanding of the property market. Our team is led by award-winning industry professional, Bianca Patterson, who is dedicated to advocating a higher standard of education, conduct, and ethics within the broking industry. By partnering with Calculated Lending, you will benefit from our tailored advice and support, as well as the extensive experience of our team.
Our Services
Our suite of services caters to a diverse range of financial needs and goals, including:
1. Home and Investment Lending: Whether you're a first-time homebuyer, seeking to upgrade your home, or investing in property, we will help you find the most suitable home loan to match your circumstances.
2. Commercial and Business Finance: Our commercial finance solutions are designed to support the growth and success of your business. We can help you secure business loans, equipment finance, and commercial property loans, among others.
3. Asset Finance: We provide tailored asset finance solutions, allowing you to acquire the assets your business needs to thrive. Our offerings include hire purchase, leasing, and chattel mortgage solutions.
4. Development Finance: Our development finance solutions enable you to bring your property development projects to life. We provide finance for land acquisition, construction, and project marketing.
At Calculated Lending, we aim to provide outstanding personalised service, expert advice, and long-term solutions that empower our clients to manage their wealth and debt effectively. We achieve this by taking a holistic approach that puts your wealth and debt management at the forefront when planning your lending needs.
Our People
Our highly skilled team consists of professionals who possess exceptional financial and industry expertise, as well as a deep understanding of the property market. Our people are committed to developing life-long relationships with our clients and are passionate about providing high standards of financial intelligence and exceptional customer service.
Client Testimonials
Our clients' success stories validate our commitment to providing strategic, holistic, and personalised advice. Our relationships with them are built on trust, transparency, and the confidence that comes from knowing they are on the path to achieving their financial goals.
Awards
Our team's ongoing pursuit of excellence, service, and results has been recognised through numerous industry awards, reflecting our dedication to our clients and the broking industry.
Community
At Calculated Lending, we believe in giving back to the community. We support various local charities and initiatives, enabling us to make a positive impact on the lives of those around us.
Partnered Services
We work with a network of trusted partners, enabling us to provide our clients with access to a broad range of services that complement our offerings.
Resources
Our resources section provides valuable insights and information on a variety of topics related to finance, the property market, and industry news. These resources are designed to help our clients make informed decisions about their financial future.
Professional and Knowledgeable Service
Bianca and her team have received widespread acclaim for their exceptional service. They are praised for their professionalism, strong work ethic, and extensive knowledge in the field of home loans. Clients appreciate their clear advice, friendly demeanor, and willingness to go above and beyond to secure the best outcomes.
Personalized Attention and Expert Guidance
The team's ability to provide personalized attention and expert guidance has been particularly noteworthy. They take the time to educate clients, ensuring they make informed decisions throughout the process. This approach has earned them a reputation for being approachable and making the complex world of home loans more understandable.

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