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Business Details
12 Years
experience
Your Trusted Mortgage Broker on the Sunshine Coast
I Know The Broker is a dedicated mortgage brokerage serving the Sunshine Coast region, committed to delivering tailored financial solutions. With a focus on personalized service, our team of qualified professionals leverages extensive industry experience to guide clients through complex lending processes. We specialize in innovative loan structuring, ensuring clients maximize borrowing capacity while minimizing financial stress.

Our local expertise and partnerships with over 65 lenders enable us to offer competitive rates and flexible terms. Recognized for our transparency and client-first approach, we guarantee no upfront fees, with services funded by lender commissions post-settlement. Our commitment to excellence is evidenced by our track record of successful client outcomes and industry accolades.
Services
First Home Buyer Loans Refinancing Solutions Self-Employed Home Loans Business Finance Loans Investment Property Loans Debt Consolidation Loans Construction Loans Renovation Financing
Details
  • Year established: 2014
Highlights and features
  • We solve complex lending puzzles others won't touch
  • Fully qualified, local team with onshore service
  • Transparent processes with no hidden fees
  • Guaranteed loan approval or $500 cash compensation
  • Cover exit fees when refinancing your home loan
Associations and certifications
  • Mortgage & Finance Association of Australia (MFAA)
What people say
Excellent service Dedicated support Stress-free process Local expertise Transparent communication
Update Listing
Services
First Home Buyer Loans
Tailored mortgage solutions for first-time property purchasers, featuring low deposit requirements and access to government grants. Our brokers simplify the buying process with expert guidance on eligibility, pre-approvals, and paperwork management. We specialize in maximizing borrowing power while minimizing financial stress through competitive rates and flexible terms.
Business Finance Loans
Comprehensive funding solutions for business growth, including working capital, equipment purchases, and cashflow management. We connect entrepreneurs with 60+ lenders to secure optimal terms for startups, expansions, or debt restructuring. Our expertise covers traditional banks and fintech providers for tailored SME financing.
Home Loan Refinancing
Expert refinancing services to reduce repayments, access equity, or improve loan features. We analyze break-even points, negotiate better rates, and manage documentation for seamless transitions. Our team specializes in self-employed income verification and debt consolidation solutions.
Self-Employed Home Loans
Specialized lending options for business owners and contractors requiring alternative income verification. We accept tax returns, BAS statements, and accountant declarations to demonstrate borrowing capacity. Our brokers add back legitimate deductions to maximize loan approval amounts for non-traditional income structures.
Investment Property Loans
Strategic mortgage solutions for property investors seeking portfolio growth. We optimize loan structures for tax efficiency and cashflow management while accessing competitive rates. Our local market expertise helps clients leverage equity and navigate investment-specific lending criteria.
People
Renee Hohenhaus
Senior Mortgage Broker | Director
With a decade of mortgage broking experience, Renee leads IKTB's team with expertise in complex loan structuring. A qualified MFAA mentor, she specializes in maximizing borrowing capacity while maintaining compliance with evolving financial regulations.
Elliott Hohenhaus
Mortgage Broker
Elliott provides tailored lending solutions, focusing on first-home buyers and refinancing opportunities. His approach combines technical knowledge with clear communication to simplify mortgage processes for Sunshine Coast residents.
Ivanka Marincic
Client Services Manager
Ivanka coordinates client interactions with 8+ years' experience in financial services. She ensures smooth communication between borrowers and lenders, maintaining IKTB's commitment to transparent, timely service delivery.
Kristin Martin
Parabroker
Kristin supports loan applications with meticulous documentation management. Her background in finance administration ensures accurate, efficient processing of mortgage submissions across multiple lending institutions.
Questions
How do mortgage brokers get paid?
We receive commissions from lenders upon successful loan settlement. This arrangement ensures our services cost nothing to clients while maintaining lender relationships.
Can self-employed individuals get home loans?
Yes, we specialize in alternative income verification using tax returns, BAS statements, or accountant declarations to demonstrate borrowing capacity for business owners.
What are the benefits of refinancing?
Refinancing can reduce repayments, consolidate debt, or access equity. We analyze break-even points to ensure financial benefits outweigh any exit fees from existing loans.
Do you charge for consultations?
No, all initial consultations and loan assessments are completely free. Our fees come from lender commissions after successful loan settlements.
How quickly can loans be approved?
Many applications process within 24-48 hours with complete documentation. Business loans may settle in 2-3 business days depending on lender requirements.
Can I get a loan with bad credit?
We work with specialist lenders for non-standard credit situations. While past blemishes matter, current financial stability and borrowing capacity determine approval likelihood.