Business Details
21 Years
experience
Trusted Financial Advisers in Melbourne
Rising Tide Financial is a multi-award-winning team of financial experts dedicated to empowering clients across Australia to achieve their financial goals. With over 15 years of experience, we specialize in holistic financial planning, superannuation, retirement strategies, tax minimization, and mortgage broking. Our fee-for-service model ensures transparency, allowing clients to understand costs upfront before any commitments. We pride ourselves on a client-centric approach, combining personalized strategies with a deep understanding of individual needs, supported by a team with diverse expertise and a higher-than-industry-average female presence.Our commitment to excellence is reflected in over 540 five-star Google reviews, underscoring our reputation as a trusted partner in financial wealth management. We focus on simplifying complex financial concepts, offering evidence-based advice tailored to Gen X and Y clients, including professionals, young families, and first-time homebuyers. Our unique process emphasizes accountability, helping clients maintain momentum toward long-term financial freedom while navigating lifes evolving challenges.
Services
Financial Planning
Superannuation Advice
Retirement Planning
Mortgage Broking
Life Insurance
Tax Minimization
Income Protection Insurance
Investment Loans
Refinancing
Home Loans
Details
- Year established: 2005
Highlights and features
- Award-winning team with 15+ years of experience in financial planning and mortgage broking.
- Fee-for-service model ensuring full cost transparency before any commitments.
- Access to over 40 lenders for competitive mortgage solutions and refinancing options.
- Specialized expertise in superannuation, retirement planning, and tax-efficient strategies.
- Proven client-centric approach with 540+ five-star Google reviews highlighting exceptional service.
What people say
Exceptional service
Highly recommend
Professional and knowledgeable
Thoroughly supported
Stress-free experience
Services
Financial Planning
Our financial planning services focus on creating personalized strategies to align your financial goals with actionable steps. We assess your current situation, design tailored plans for retirement, investments, and debt management, and provide ongoing support to adapt to life changes. With a fee-for-service model, we ensure transparency and prioritize your long-term financial security through evidence-based decision-making.
Superannuation Advice
We help clients optimize their superannuation to maximize retirement savings. Our strategies include fund selection, contribution planning, and tax-efficient structures tailored to individual needs. By aligning superannuation with broader financial goals, we ensure clients are well-prepared for a comfortable retirement while navigating complex regulations and minimizing risks.
Mortgage Broking
Our mortgage broking service connects clients with competitive home loan options from over 40 lenders. We specialize in structuring loans to reduce debt faster, offering refinancing solutions and cash rebates. With personalized advice, we help clients secure loans that align with their financial goals, ensuring affordability and long-term savings.
Life Insurance
We provide tailored life insurance solutions to safeguard your familys financial future. Our process includes assessing your needs, comparing policies, and recommending coverage that balances cost and protection. We emphasize early planning to secure lower premiums and ensure policies align with your overall financial strategy, offering peace of mind for unforeseen circumstances.
Tax Minimization
Our tax minimization strategies focus on reducing liabilities through legal and ethical methods. We analyze your financial situation to identify deductions, concessions, and investment structures that optimize tax outcomes. By integrating tax planning with broader financial goals, we help clients retain more of their income while ensuring compliance with regulatory requirements.
People
Matt Hale
Senior Financial Planner, Director
With over 12 years of experience, Matt Hale leads Rising Tide Financial Financials commitment to accessible, high-quality financial advice. He specializes in empowering under-40s to achieve financial freedom through transparent strategies, focusing on simplifying complex concepts and prioritizing client needs.
Sam Jewell
Senior Financial Planner, Partner
Sam Jewell brings extensive expertise in financial planning, collaborating with clients to build personalized strategies. Her approach emphasizes long-term partnerships, ensuring clients navigate financial decisions with confidence and clarity.
Rebecca Pritchard
Senior Financial Planner
Rebecca Pritchard specializes in holistic financial planning, helping clients align their goals with practical solutions. Her client-focused approach ensures tailored advice that adapts to evolving life circumstances and financial objectives.
Marcus Boadle
Financial Planner
Marcus Boadle offers personalized financial planning services, focusing on retirement strategies and investment optimization. His expertise ensures clients receive actionable insights to enhance their financial well-being.
Peter Fullarton
Senior Paraplanner
Peter Fullarton supports clients by delivering detailed financial planning documentation and strategic recommendations. His role ensures efficient implementation of tailored solutions, enhancing client outcomes through meticulous attention to detail.
Questions
What services does Rising Tide Financial Financial offer?
We provide financial planning, superannuation advice, mortgage broking, life insurance, tax minimization, and retirement planning tailored to individual needs.
How much does financial planning cost?
Costs include a $440 discovery meeting, $6,600–$8,800 onboarding fee, and ongoing annual fees from $5,500, depending on complexity.
Do you offer services outside Melbourne?
Yes, we serve clients across Australia, with a focus on Melbourne and surrounding regions like the Mornington Peninsula.
How can I schedule a consultation?
Book a free half-hour intro call via our website or contact us at (03) 9088 0811 for personalized financial advice.
What makes Rising Tide Financial different from other advisers?
Our fee-for-service model, transparency, and client-first approach ensure tailored advice without hidden fees or conflicts of interest.
Are your financial planners qualified?
Yes, our team holds relevant certifications and is authorized under Akumin Financial Planning’s Australian Financial Services Licence (No. 232706).
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