Business Details
11 Years
experience
Your Trusted Mortgage Broker in Sydney
Precision Funding is a boutique mortgage broking firm dedicated to providing personalized lending solutions for borrowers across Australia. With a team of experienced professionals, we specialize in structuring loans that align with clients' long-term financial goals, whether purchasing a first home, refinancing, or expanding investment portfolios. Our brokers leverage an extensive panel of over 30 lenders and 1,000 products to secure competitive rates and tailored options for complex scenarios, including self-employment, credit challenges, and property development.Backed by ASIC licensing and membership in the MFAA, we prioritize client-centric service, offering free property reports, post-settlement support, and ongoing loan optimization. Our expertise in bridging loans, construction financing, and investor strategies has earned us a 5-star rating from thousands of satisfied clients. As active property investors ourselves, we combine practical experience with industry knowledge to deliver strategic advice that empowers clients to build wealth through property.
Services
Residential Finance
Commercial Lending
Business Finance
Personal Finance
Bridging Loans
Construction Loans
Investor Home Loans
Variable Home Loans
Fixed Rate Loans
Details
- Year established: 2015
Highlights and features
- Fully licensed brokers with access to 30+ lenders and 1,000+ loan products
- Specialized solutions for complex scenarios including self-employment and credit issues
- Post-settlement support to ensure ongoing loan optimization
- Free property reports and equity release strategies for investors
- 5-star rated service with thousands of satisfied clients nationwide
Associations and certifications
- Australian Securities and Investment Commission
- MFAA
What people say
Highly recommend Precision Funding
Best broker in Australia
Great service and advice
Helped with equity releases
Professional and knowledgeable
Services
Residential Finance
Our residential finance experts maximize borrowing potential through strategic lender selection and trust structuring. We help clients purchase primary residences, optimize loan features like offset accounts, and reduce interest costs. With deep knowledge of lender policies, we secure approvals for complex scenarios including low-income or credit-challenged borrowers.
Bridging Loans
Bridging loans provide temporary financing for property purchases before existing homes sell. We structure interest-only facilities that capitalize payments during the bridging period, typically 6-12 months. Our brokers select lenders offering favorable terms to minimize costs while clients transition between properties.
Investor Home Loans
We specialize in investment loan strategies that maximize borrowing capacity across multiple properties. Services include portfolio structuring, LMI guidance, and 100% financing options using existing equity. Our investors' expertise helps clients build diversified property portfolios through tailored lending solutions and free valuation services.
Construction Loans
Construction loans finance new builds and major renovations through staged payments aligned with project milestones. We coordinate progress payments for slab, frame, brickwork, lockup, and completion phases. Clients benefit from interest-only payments during construction and seamless transition to standard loans upon project completion.
Commercial Lending
Our commercial lending team structures finance for business premises, large-scale developments, and no-doc scenarios. We access specialized products for self-employed borrowers and investors, including low-documentation options. Expertise in trust structures and development financing helps businesses secure funding for growth and expansion projects.
People
Gerry Bosco
Mortgage Broker
Diploma-qualified broker with extensive lender panel access. Specializes in cost-saving strategies and loan structuring for complex scenarios. Holds ASIC license #502293. Combines mortgage expertise with personal property investment experience to deliver client-focused solutions.
Questions
Why should I use a mortgage broker instead of going directly to a bank?
Brokers access multiple lenders to find competitive rates, unlike banks that only offer their own products. We negotiate better terms and provide expert guidance throughout the loan process.
Do you charge fees for mortgage broking services?
No fees for clients. We receive commissions from lenders, which are fully disclosed upfront. Our service remains free while providing access to exclusive loan products.
Can you help with complex lending scenarios like self-employment?
Yes, we specialize in non-standard cases including self-employment, low income, and credit challenges. Our brokers find solutions banks often decline through specialized lender partnerships.
Do you assist clients outside Sydney or Australia?
We service clients nationwide and internationally. With digital capabilities, we support borrowers in all Australian states and territories, plus overseas locations.
What loan types do you offer for property investors?
We provide portfolio financing, equity release strategies, and 100% loan options using existing property equity. Our investors' expertise structures loans for multiple property purchases and development projects.
How do construction loans work with Precision Funding?
We arrange staged payments aligned with construction milestones. Clients pay interest-only during building, with loans transitioning to standard terms upon completion. We coordinate lender inspections and progress payments.
