Business Details
Trusted Loan Solutions for Businesses & Individuals
National Commercial Funding has established itself as a leading alternative to traditional bank loans, offering tailored financial solutions for businesses and individuals. With over 16 years of experience in the commercial and bridging finance sector, our team delivers efficient lending options including short-term finance, mortgage loans, construction funding, and debtor finance. We specialise in addressing complex funding needs through residential, commercial, and industrial property-backed loans, supported by a network of Australian and international investors.Our approach prioritises rapid turnaround times and flexible security considerations, including vehicles and equipment as collateral. Led by industry veteran Emil Ackerman, our team combines deep financial expertise with a commitment to client-centric service, ensuring long-term growth and prosperity for our clients.
Services
Bridging Loans
Commercial Finance
Construction Funding
Mortgage Loans
Debtor Finance
Short-term Finance
Equity Participation
Procurement
Debt Restructuring
Development Finance
Highlights and features
- We offer 16 years of expertise in commercial and bridging finance.
- Our loans are secured by residential, commercial, and industrial property.
- We provide flexible terms from 1 month to 20 years.
- Our team includes industry veteran Emil Ackerman with 22 years' experience.
- We facilitate investor participation in first-mortgage-backed investments.
Services
Bridging Loans
Bridging loans provide urgent property settlement funds for borrowers needing temporary financing. We offer terms from 1 to 12 months, secured by residential or commercial property. Our flexible 75% LTV for residential and 65% for commercial properties accommodate urgent development needs.
Commercial Finance
Commercial finance solutions support land acquisition, subdivisions, and development projects. Loan terms range from 1 month to 20 years with interest rates starting at 8% p.a. Security includes property mortgages and additional collateral like vehicles or equipment.
Construction Funding
Construction funding addresses project financing gaps between available capital and total costs. We structure loans secured by fixed property, with terms aligned to project timelines and risk profiles determined by investor agreements.
Debtor Finance
Debtor finance solutions provide working capital against outstanding invoices. This service helps businesses maintain cash flow while awaiting client payments, with flexible repayment terms tied to invoice settlement.
Mortgage Loans
Mortgage loans offer long-term financing secured by residential, commercial, or industrial properties. We provide competitive rates starting at 8% p.a., with loan-to-value ratios optimised for borrower exit strategies and property types.
People
Emil Ackerman
Director
Emil Ackerman has 22 years' financial services experience, including senior roles at major banks in South Africa and Australia. He holds a B.Com Accounting degree and a postgraduate diploma in Strategic Sales Management, specialising in financial product distribution.
Questions
What loan types does National Commercial Funding offer?
We provide bridging loans, commercial finance, construction funding, mortgage loans, and debtor finance solutions secured by property or additional collateral.
How quickly can I get loan approval?
Our streamlined process delivers approvals within days, with urgent settlement funds available for bridging loans requiring immediate action.
What interest rates apply to your loans?
Interest rates start at 8% p.a. for property-backed loans, with investor mortgages offering a base rate of 6% p.a. adjusted for risk profiles.
Can foreign investors participate in your programs?
Yes, we welcome sophisticated Australian and international investors seeking first-mortgage-backed investment opportunities with tailored risk parameters.
What security do you require for loans?
We accept residential, commercial, and industrial property mortgages as primary security, with vehicles, boats, and equipment considered as additional collateral.
