Business Details
50+ Years
experience
Your Trusted Partner for Banking Solutions in Australia
Auswide Bank has been dedicated to providing personalized banking solutions since 1966, prioritizing customer-centric values and community-focused services. Our approach emphasizes agility, transparency, and innovation, ensuring we remain a trusted alternative to larger financial institutions. With over 59 years of experience, we specialize in home loans, personal loans, savings products, and everyday banking services tailored to meet diverse financial needs.Our merger with MyState Bank in 2025 strengthened our commitment to delivering competitive rates, award-winning products, and a seamless digital banking experience. We operate under a philosophy of continuous improvement, guided by a team of experienced professionals who prioritize customer satisfaction and long-term financial growth.
Services
Home Loans
Personal Loans
Credit Cards
Savings Accounts
Term Deposits
Details
- Year established: 1966
Highlights and features
- Over 59 years of experience in providing tailored financial solutions.
- Customer-centric approach prioritizing transparency and personalized service.
- Competitive rates on home loans, personal loans, and savings products.
- Award-winning digital banking app for seamless financial management.
- Merged with MyState Bank to enhance service reliability and innovation.
Associations and certifications
- AFSL 239686
- Australian Credit Licence 239686
Services
Home Loans
Flexible home loan options with competitive fixed and variable rates, including offset accounts and redraw facilities. Designed for first-time buyers, investors, and those refinancing, our loans support homeownership goals with tailored repayment terms and features like the Freedom Package for added benefits.
Personal Loans
Versatile personal loans for purposes like holidays, weddings, or renovations, offering fixed rates and redraw capabilities. Available from $3,000 to $100,000 with terms up to 5 years, these loans provide financial flexibility for life's major expenses while maintaining transparency in fees and charges.
Credit Cards
Low-rate credit cards with cashback offers, balance transfer options, and no annual fee for eligible customers. Features include fraud protection, global support, and interest-free periods, designed to help users manage spending responsibly while maximizing rewards and security.
Savings Accounts
High-interest savings and term deposit accounts with tiered rates and bonus interest incentives. These products encourage consistent saving habits, offering competitive returns with no monthly fees, government deposit guarantees, and flexible access to funds for both short- and long-term financial goals.
Term Deposits
Secure term deposits with fixed interest rates for terms ranging from one month to five years. Ideal for risk-averse savers, these deposits offer predictable returns, government-backed security up to $250,000, and automatic rollover options for hassle-free wealth growth.
Questions
What home loan options does Auswide Bank offer?
We provide fixed-rate, variable-rate, and basic home loans with features like offset accounts, redraw facilities, and the Freedom Package for added benefits.
Can I apply for a personal loan online?
Yes, you can apply online in 20 minutes or visit a branch. Approval requires identity verification, proof of income, and meeting eligibility criteria.
Are there fees for credit card balance transfers?
Balance transfers incur a 0% p.a. rate for 12 months, with no annual fee for customers under 25 and standard fees otherwise.
How are savings accounts protected?
Deposits up to $250,000 are guaranteed by the Australian Government, ensuring your savings are secure with competitive interest rates.
What digital banking tools are available?
Our mobile app supports real-time transactions, bill payments, account management, and secure login via biometrics or PIN for convenient 24/7 access.